# Zala Technology

> Risk engineering and software development partner for the insurance industry

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Silver Spring, MD |
| Founded | 2020 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Zala Technology is a risk engineering and insurtech consulting firm providing product development, software development, and distributed staffing services to the insurance industry. The company works with MGAs, reinsurers, and insurtech startups across the US, UK, India, and Southeast Asia, helping clients design and commercialize insurance products and build the technology systems that support them.

The firm delivers services across four practice areas: insurtech strategy consulting, insurance product development, distributed team augmentation, and custom software engineering. Engagements span policy administration system selection and implementation, mobile application development for insurance distribution, and integration with core platforms such as Guidewire, Duck Creek, and Salesforce. Zala focuses exclusively on insurance-native professionals, positioning its team as domain specialists rather than generalist consultants.

Founded by Layla Atya in 2020, the company operates as a bootstrapped firm with a portfolio spanning 10 insurance markets. Zala has published industry research on topics including parametric insurance, reinsurance catastrophe losses, and MGA product development, and participates in industry events such as InsurTech NY.

## Products & services

### Insurtech Consulting

Strategic consulting for MGAs, reinsurers, and insurtech startups. Zala helps clients define insurance product strategies, plan market entry, and structure digital ecosystems. Areas of focus include parametric insurance, commercial specialty lines, and cybersecurity insurance product design.

**Key features:**

- Insurance product strategy and market entry planning
- MGA policy administration system selection
- AI strategy advisory for insurance organizations

*Target users:* MGAs, insurtech startups, reinsurers

### Insurance Product Development

End-to-end product design and development services for insurance organizations. Zala works with clients from initial concept through market launch, including policy structure, regulatory filing strategy, and distribution channel planning.

**Key features:**

- Insurance product architecture and design
- Regulatory compliance and filing strategy
- Distribution channel development

*Target users:* Carriers, MGAs, insurtech startups

### Distributed Teams

Team augmentation placing insurance and insurtech domain specialists with client organizations. Zala provides professionals with insurance subject matter expertise to supplement internal teams for product development, implementation, and consulting work.

**Key features:**

- Insurance\-domain specialist placement
- Flexible engagement models
- Professionals with carrier and MGA backgrounds

*Target users:* Carriers, MGAs, insurtech startups

### Insurance Software Development

Custom software development for insurance organizations, including policy admin system implementation, mobile application development for insurance distribution, and enterprise platform integrations.

**Key features:**

- Policy admin system implementation and customization
- Mobile app development for insurance distribution
- Integration with Guidewire, Duck Creek, and Salesforce

*Target users:* Carriers, MGAs, reinsurers

## Category & focus

- Subcategories: Insurance Consulting, Software Development, Team Augmentation
- Insurance verticals: P&C Commercial, Specialty/E&S, Reinsurance, Life & Annuity
- Target customers: Carriers, MGAs/MGUs, Reinsurers

## Notable customers

- MGAs and reinsurers \(multiple documented engagements across US, UK, India, and Southeast Asia\)
- Leading reinsurers \(mobile strategy engagement\)
- Insurtech startups \(AI strategy and product development\)

## Links

- Website: <https://www.zala.io>
- Directory profile: <https://insurtechlist.com/companies/zala-technology/>
- Blog: <https://www.zala.io/blog>
- Contact: <https://www.zala.io/contacts>
- Linkedin: <https://www.linkedin.com/company/zalatechnology>

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*Last updated: 2026\-05\-18*