# XEMPUS

> Digital distribution platform for occupational pension and life insurance

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Munich, Germany |
| Founded | 2007 |
| Stage | Established |
| Employees | 201-500 |
| Funding | Series C+ |

## Overview

XEMPUS is a digital distribution platform for occupational pension and life insurance, connecting brokers, carriers, and employers across Germany and Europe. Founded in 2007 as xbAV, the company rebranded to XEMPUS and built a platform that standardizes how group pension (bAV) and life insurance products are distributed between insurers, agents, and corporate clients.

The platform delivers four products: XEMPUS Advisor for broker consulting workflows, XEMPUS Manager for employer benefit administration, XEMPUS Customer Connect for insurer-branded employee and employer portals, and XEMPUS Platform as an API integration layer connecting all ecosystem participants. Delivery is SaaS-based with an open modular architecture, RESTful interfaces, and ISO 27001 certification. The system integrates with broker management systems, insurer platforms, and employer HR systems, and supports AI-ready infrastructure for analytics and automation.

XEMPUS processes over 100,000 new policies annually through the platform, with 18,000 insurance agents and 60,000 corporates as active users. Insurer customers include Allianz, AXA, Zurich, Generali, HDI, and ERGO, among others. The company has raised USD 125M across four rounds, including a USD 70M Series D in 2022 led by Goldman Sachs Asset Management and InfraVia Capital Partners.

## Products & services

### XEMPUS Advisor

Consulting software for occupational retirement benefits (bAV), company health insurance (bKV), and supplementary pension schemes (bAKS), available in professional and enterprise variants.

**Key features:**

- Professional and enterprise configuration options
- Inventory management for bAV, bKV, and bAKS products
- Standardized consulting workflows for broker use

*Target users:* Insurance brokers and agents advising on group benefit programs

### XEMPUS Manager

Employer-facing administration system for managing occupational pension and benefit inventories.

**Key features:**

- Occupational pension \(bAV\) policy administration
- Corporate benefit inventory tracking and reporting
- Employer\-side management of employee benefit records

*Target users:* Employers and corporate HR departments

### XEMPUS Customer Connect

Insurer-deployed portals giving employers and employees access to policy information and self-service management.

**Key features:**

- Employer and employee self\-service portals
- White\-label deployment for life insurers
- Policy information access and management tools

*Target users:* Life insurers distributing group pension products through corporate channels

### XEMPUS Platform

API-based integration layer providing standardized data exchange between insurers, brokers, and employer systems.

**Key features:**

- RESTful interfaces for system integration
- Import/export automation across ecosystem participants
- AI\-ready infrastructure supporting analytics and machine learning use cases

*Target users:* Life insurers and broker system vendors integrating with the XEMPUS network

## Category & focus

- Subcategories: Digital Distribution, Agency Management
- Insurance verticals: Life & Annuity, Group Benefits
- Target customers: Carriers, Brokers, Agents/Agencies, Employers

## Notable customers

- Allianz
- AXA
- Zurich
- Generali
- HDI
- Barmenia
- Gothaer
- R\+V
- ERGO
- Nurnberger

## Links

- Website: <https://www.xempus.ai>
- Directory profile: <https://insurtechlist.com/companies/xempus/>
- Linkedin: <https://www.linkedin.com/company/xempus-ag>
- Press/news: <https://www.xempus.com/pub/en/beitrag/munich-based-insurtech-xempus-raises-70-million-in-series-d-funding>

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*Last updated: 2026\-07\-29*