# Xaver

> AI sales platform for life insurance and pension distribution

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Cologne, Germany |
| Founded | 2023 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Seed |

## Overview

Xaver is a B2B sales platform for life insurance and pension distribution, serving banks, insurers, and brokers across Europe. Founded in April 2023 in Cologne, Germany, the platform integrates AI-driven advisory and sales capabilities directly into financial institutions's existing workflows, with a focus on pension and life insurance products.

The platform combines white-label product deployment, AI advisor agents, and an omnichannel engagement layer. Institutions can deploy branded pension products in four to six weeks using Xaver One, the core sales orchestration module. A companion AI co-pilot automates documentation and scheduling for human advisors, while a 24/7 conversational AI system handles customer interactions across voice, chat, and web channels. The platform connects to 500+ banking and insurance software integrations via a built-in API layer.

Xaver holds a BaFin securities trading license (granted April 2025), making it compliant with German pension reform requirements, including Altersvorsorgedepot regulations. The company raised a EUR 5M Pre-Seed round in March 2024, backed by Motive Ventures, Cavalry Ventures, 22 Capital, and business angels including Martin Blessing and Julian Teicke. It was recognized in the InsurTech Innovation category at the World's Digital Insurance Awards in 2025.

## Products & services

### Xaver One

AI-native sales orchestration platform with white-label capabilities for deploying proprietary pension products.

**Key features:**

- White\-label pension product deployment in 4\-6 weeks
- Multi\-model AI orchestration integrating 10\+ large language models
- 500\+ ready\-to\-use integrations via built\-in Connect Layer

*Target users:* Banks, insurers, brokers deploying pension and life insurance products

### AI Financial Advisor

24/7 autonomous conversational AI system for personalized customer interactions.

**Key features:**

- Accessible via voice, chat, mobile, and web channels
- Personalized financial advice and product recommendations
- Autonomous conversation handling with compliance guardrails

*Target users:* End customers of banks and insurers seeking pension and life insurance guidance

### AI Co\-pilot

Assistant tool for human advisors to automate administrative tasks.

**Key features:**

- Automated documentation and scheduling
- Client relationship management support
- Compliance documentation assistance

*Target users:* Financial advisors and insurance agents at partner institutions

### Xaver Asset Management \(XAM\)

BaFin-licensed asset management subsidiary delivering institutional-grade portfolio frameworks for pension products.

**Key features:**

- BaFin\-licensed for securities trading
- Institutional\-grade portfolio frameworks
- Designed for Altersvorsorgedepot \(AVD\) compliance

*Target users:* Financial institutions requiring compliant pension product infrastructure

## Category & focus

- Subcategories: AI Sales Platform, Pension Distribution, Digital Advisor Tools
- Insurance verticals: Life & Annuity
- Target customers: Carriers, Brokers, Banks

## Notable customers

- die Bayerische

## Links

- Website: <https://www.xaver.com>
- Directory profile: <https://insurtechlist.com/companies/xaver-de/>
- About: <https://www.xaver.com/about>
- Linkedin: <https://de.linkedin.com/company/xavergroup>

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*Last updated: 2026\-07\-03*