# X Underwriting

> Getting Better Together

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | Milan, Italy |
| Founded | 2026 |
| Employees | 1-10 |

## Overview

X Underwriting is a financial lines and medical malpractice MGA serving insurance brokers and agents in Italy and select international markets. Founded in May 2026 and headquartered in Milan, the company provides underwriting authority for specialty risks including professional liability, directors and officers insurance, and medical malpractice.

The MGA operates with broad underwriting autonomy and offers coverage across more than 25 product lines in its initial lineup. Distribution is conducted exclusively through appointed intermediary partners ("X-Partners") who access products and policy management through the proprietary X-Portal digital platform. The company is regulated by IVASS and registered in Section A of the Italian Unified Intermediaries Register (RUI A000821593).

X Underwriting is in its early growth phase, having completed a six-city roadshow across Italy in June 2026 to build its intermediary network. Planned product expansion includes Bonds and Guarantees by end of 2026 and Public Entities coverage by Q1 2027.

## Products & services

### Financial Lines Insurance

Coverage for business and management liability risks, including Directors and Officers (D&O) insurance protecting executives and administrators from management errors and regulatory violations.

**Key features:**

- Directors and Officers \(D&O\) liability
- Business liability and management liability
- Financial services sector coverage

*Target users:* Corporate entities, financial services firms, and their executives operating in Italy\.

*Distribution:* Wholesale through appointed X\-Partner brokers and agents via the X\-Portal platform\.

### Medical Malpractice Insurance

Specialty coverage for healthcare professionals and facilities across multiple categories.

**Key features:**

- General practitioners and physicians
- Dental clinics and dentists \(freelance and employed\)
- Non\-medical healthcare professionals
- Private healthcare facilities and residential care structures

*Target users:* Healthcare professionals, dental practitioners, non\-medical healthcare workers, veterinarians, and private healthcare facilities including RSA/socio\-sanitary structures\.

*Distribution:* Wholesale through appointed X\-Partner brokers and agents\.

### Professional Liability \(Responsabilita Civile\)

Specialized professional indemnity coverage for regulated technical and professional categories.

**Key features:**

- Economists and accountants
- Legal professionals
- Real estate and property professionals
- IT services and financial mediators

*Target users:* Licensed professionals including accountants, lawyers, real estate agents, condo administrators, financial mediators, IT service providers, and insurance adjusters\.

*Distribution:* Wholesale through appointed X\-Partner brokers and agents\.

### X\-Portal Platform

A proprietary digital platform enabling appointed brokers and agents to quote, issue, and manage policies online.

**Key features:**

- Online quoting and policy issuance for complex specialty risks
- Policy lifecycle and contract management
- Reduced processing times and administrative burden

*Target users:* Insurance brokers and agents \("X\-Partners"\) in Italy\.

*Distribution:* Platform access granted to appointed intermediary partners\.

## Links

- Website: <https://www.xunderwriting.it>
- Directory profile: <https://insurtechlist.com/companies/x-underwriting/>

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*Last updated: 2026\-06\-30*