# WRMS

> Parametric insurance and climate risk management platform for insurers and reinsurers in emerging markets

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Gurugram, India |
| Founded | 2004 |
| Stage | Established |
| Employees | 501-1000 |
| Funding | Bootstrapped |

## Overview

WRMS Global is a parametric insurance and climate risk management solutions provider serving carriers, reinsurers, and brokers across more than 30 countries. Founded in 2004 and headquartered in Gurugram, India, the company builds technology platforms and analytical tools that help insurance organizations manage agricultural, weather, and supply chain risk, with particular focus on emerging markets in Asia-Pacific and Latin America.

The company's flagship product, SecuRisk, is a parametric insurance platform for designing and administering parametric policies with automated trigger-based payouts. SecuRisk is complemented by SecuSense, a climate intelligence platform for weather risk monitoring, and SecuTrak, which extends risk data to supply chain and logistics tracking. The platforms are supported by an in-house IoT sensor network of 15,000+ nodes and a specialized team that includes meteorologists, actuaries, agronomists, remote sensing experts, and data scientists.

WRMS manages over USD 5 billion in parametric insurance portfolios and has delivered coverage to more than 10 million beneficiaries. The company serves a mix of insurance carriers (ICICI, HDFC Ergo), development finance institutions (IFC, GIZ), and agribusiness companies (UPL, PepsiCo). WRMS expanded into Latin America in 2024 and was named Best InsurTech Company at India Insurtech 2024.

## Products & services

### SecuRisk

SecuRisk is a parametric insurance platform for insurance carriers, reinsurers, and brokers. It enables the design, pricing, and administration of parametric policies with trigger-based payouts tied to predefined climate or weather events -- such as rainfall deficits or temperature anomalies -- removing the need for traditional loss assessment.

**Key features:**

- Customizable parametric trigger configuration
- Automated payout processing based on weather event data
- AI\-powered risk assessment and portfolio management
- Integration with global climate datasets and satellite data

*Target users:* Insurance carriers, reinsurers, brokers

### SecuSense

SecuSense is a climate intelligence platform that provides weather risk monitoring and analytics. It combines data from global weather datasets with readings from the company's proprietary IoT sensor network to deliver risk indicators, forecasts, and climate risk analysis.

**Key features:**

- Real\-time weather and climate monitoring
- IoT sensor network data ingestion
- Climate risk analytics and scenario modeling
- Agricultural and crop health risk analysis

*Target users:* Insurers, agricultural businesses, energy companies

### SecuTrak

SecuTrak is a supply chain logistics platform that integrates weather and climate risk data with logistics tracking. It provides risk-aware monitoring and optimization for supply chain operations in climate-sensitive sectors.

**Key features:**

- Supply chain tracking and risk monitoring
- Integrated climate and weather data
- Logistics optimization with risk indicators

*Target users:* Agricultural and logistics companies, supply chain\-focused insurers

## Category & focus

- Subcategories: Parametric Insurance, Agricultural Insurance, Climate Risk, Supply Chain Risk
- Insurance verticals: P&C Commercial, Specialty/E&S, Reinsurance
- Target customers: Carriers, Reinsurers, Brokers

## Notable customers

- ICICI
- HDFC Ergo
- Bank of Baroda
- PepsiCo
- UPL
- Mother Dairy
- GIZ \(German International Cooperation\)
- International Finance Corporation \(IFC\)
- World Wildlife Fund \(WWF\)
- Samunnati

## Links

- Website: <https://wrmsglobal.com>
- Directory profile: <https://insurtechlist.com/companies/wrms/>
- Linkedin: <https://www.linkedin.com/company/wrms/>
- Newsroom: <https://wrmsglobal.com/newsroom/>
- Securisk platform: <https://securisk.ai/>
- Secutrak platform: <https://www.secutrak.in/>

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*Last updated: 2026\-07\-20*