# Wrisk

> Embedded automotive insurance technology platform and FCA\-authorized MGA for automotive OEMs and mobility brands

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | London, UK |
| Founded | 2015 |
| Stage | Growth |
| Employees | 51-200 |

## Overview

Wrisk is a London-based embedded insurance MGA and technology platform specializing in the automotive OEM sector. The company operates through Wrisk Transfer Limited, its FCA-authorized MGA subsidiary (FCA No. 788062), which provides direct underwriting and intermediary services in the UK. Wrisk also licenses its platform to automotive brands seeking to offer insurance-as-a-service experiences in other markets through established carrier and intermediary partnerships.

The platform enables automotive OEMs to create, launch, and operate branded insurance products across multiple markets. Carrier partners include Allianz, which has served as primary underwriter for approximately ten years and became a strategic investor in January 2026. Munich Re is also referenced as a partner. The platform covers the full vehicle ownership lifecycle and supports multiple insurance product types including motor, fleet, and commercial vehicle coverage.

Wrisk serves major automotive brands including BMW, MINI, Jaguar Land Rover, Mercedes-Benz, Volvo, Stellantis, Kia, Toyota, Lexus, Mobilize, and VWFS UK. As of 2025, the platform processes over 73,000 monthly premiums. The company reported 142% year-over-year revenue growth and positive EBITDA, and closed a GBP 12M Series B round in July 2025 co-led by Mundi Ventures, Opera Tech Ventures, and BNP Paribas Venture Capital.

## Products & services

### Global Platform Technology

Wrisk's core platform is a digital-first insurance infrastructure for automotive brands. It enables rapid creation and deployment of branded insurance products across multiple markets, brands, carriers, and countries.

**Key features:**

- API layer and middleware for integration into OEM ecosystems, CRM, and sales flows
- Multi\-brand and multi\-market configuration support
- Rapid product creation and deployment tooling

*Target users:* Automotive OEMs and mobility brands seeking to embed insurance into the vehicle purchase and ownership experience

*Distribution:* White\-label B2B2C via OEM partner channels

### Data Services

Proprietary data aggregation and analytics capabilities for insurance pricing and portfolio management.

**Key features:**

- Telematics integration \(app\-based, OBD2, and connected car data\)
- Real\-time data harmonization across connected car systems, telematics, transactions, and customer interactions
- Machine learning for pricing, fraud detection, churn management, and cross\-sell optimization

*Target users:* Automotive OEMs and insurance carriers seeking telematics\-driven underwriting

*Distribution:* Platform module sold to OEM and carrier partners

### Intermediary Services

UK-regulated MGA operations and advisory services for international markets.

**Key features:**

- FCA\-authorized MGA \(Wrisk Transfer Limited, FCA No\. 788062\)
- Direct insurance intermediary services in the UK
- Tailored advisory services for international market entry

*Target users:* Automotive OEMs requiring direct insurance authorization and regulatory compliance in the UK

*Distribution:* Direct and through carrier/OEM partnerships

## Links

- Website: <https://www.wrisk.co>
- Directory profile: <https://insurtechlist.com/companies/wrisk/>
- Blog: <https://www.wrisk.co/blog>
- Press: <https://www.wrisk.co/press>
- Careers: <https://www.wrisk.co/careers>
- Linkedin: <https://www.linkedin.com/company/10521349>
- Platform: <https://www.wrisk.co/product/platform>
- Data services: <https://www.wrisk.co/product/data>
- Intermediary services: <https://www.wrisk.co/product/intermediary>

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*Last updated: 2026\-05\-18*
