# WeatherCheck

> Address\-level hail and weather damage monitoring for insurance carriers and property owners

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Louisville, KY, United States |
| Founded | 2016 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

WeatherCheck is a weather intelligence platform for insurance carriers, mortgage companies, and property owners that monitors addresses for hail and severe weather damage. The company focuses on the P&C segment, providing real-time alerts, predictive analytics, and post-event claim filing notifications to reduce loss adjustment expenses and address fraud in hail-related claims.

The platform curates data from more than a dozen sources -- including National Weather Service feeds -- to identify damaging hail events at the street-address level. WeatherCheck delivers predictive insights up to 24 hours before a storm and automated notifications within 24 hours after an event, enabling claims triage and portfolio-level exposure analysis. An API allows carriers to integrate address-level data into parametric and event-based insurance products.

WeatherCheck was founded by Demetrius Gray (CEO), a former storm roofing contractor, and Jermaine Watkins (CTO), who brings over 20 years of experience in AI, machine learning, and distributed systems. The company graduated from the Y Combinator W19 batch and won the 2019 Resiliency Innovation Challenge at InsureTech Connect. As of the Y Combinator profile, WeatherCheck monitors approximately 2.7 million structures across North America.

## Products & services

### Property Hail Damage Monitoring

A subscription-based platform that monitors enrolled properties for hail and severe weather events at the address level. Data is sourced from National Weather Service feeds and more than a dozen commercial and government weather data providers.

**Key features:**

- Predictive hail analytics up to 24 hours before an event, with address\-level storm\-path tracking
- Real\-time alerts for approaching severe weather to support preventative damage mitigation
- Automated post\-event notifications within 24 hours for rapid insurance claim filing
- Historical damage lookup for any U\.S\. address covering the previous 12 months
- Claims triage tools to direct adjuster resources to locations with confirmed hail impact
- Fraud reduction by verifying storm occurrence at the property address

*Target users:* Insurance carriers, property owners and managers, emergency managers

### Insurance Carrier Portfolio Analytics

An analytics layer for carriers to monitor hail and storm exposure across their entire policy portfolio in real time.

**Key features:**

- Portfolio\-level storm event tracking and risk metrics
- Parametric and event\-based insurance data feeds via API
- Claims management automation following storm events

*Target users:* P&C carriers, MGAs, mortgage companies

## Category & focus

- Subcategories: Weather Data, Risk Scoring, Claims Technology, Parametric Insurance
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Insurance carriers \(names not publicly disclosed\)
- Mortgage companies \(names not publicly disclosed\)

## Links

- Website: <https://weathercheck.co>
- Directory profile: <https://insurtechlist.com/companies/weathercheck/>
- Linkedin: <https://www.linkedin.com/company/weathercheck>
- Y combinator: <https://www.ycombinator.com/companies/weathercheck>

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*Last updated: 2026\-06\-19*