# VOOM Insurance

> Usage\-based insurance for the future of mobility

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | NA |
| Headquarters | Palo Alto, CA / Tel Aviv, Israel |
| Founded | 2016 |
| Stage | Growth |
| Employees | 11-50 |

## Overview

VOOM Insurance (legally SkyWatch Insurance Services, Inc.) is a full-stack digital insurtech company specializing in usage-based insurance solutions for underserved mobility segments. Founded in 2016 by Tomer Kashi and Ori Blumenthal, the company originated as SkyWatch, offering AI-driven drone insurance, and expanded to cover motorcycles, e-bikes, rideshare vehicles, and other mobility categories.

The company's core innovation is pay-per-mile insurance, where customers pay a low monthly base premium plus a per-mile fee based on actual usage. This model delivers significant savings for low-mileage riders and drivers. VOOM has issued more than 100,000 policies and operates as a licensed insurance broker in all 50 U.S. states and Canada.

At the heart of the company is VOOM Core, a proprietary end-to-end insurtech platform that provides telematics-based risk analytics, cloud-native policy administration, and multi-channel distribution tools. The platform enables VOOM to rapidly launch new insurance products for emerging mobility verticals while also serving as a technology provider to carrier partners.

## Products & services

### VOOM & Ride \- Motorcycle Insurance

Pay-per-mile motorcycle insurance where riders only pay for the miles they ride. No tracking devices required - customers submit odometer photos via mobile app.

**Key features:**

- Liability coverage
- Collision and comprehensive
- Medical payments
- Uninsured/underinsured motorist
- Accessory coverage

*Target users:* Low\-mileage and seasonal motorcycle riders

*Distribution:* Direct\-to\-consumer via voominsurance\.com

### VOOM E\-Bike Insurance

Comprehensive insurance for electric bikes, mountain bikes, and racing bikes, launched October 2024 in partnership with Markel Group.

**Key features:**

- Liability protection
- Physical damage coverage
- Medical payments
- Theft protection

*Target users:* E\-bike owners and cycling enthusiasts

*Distribution:* Direct\-to\-consumer via voominsurance\.com

### VOOM & Drive \- Rideshare Insurance

Usage-based personal auto insurance designed for gig economy drivers (rideshare and delivery), launched with MIC Global reinsurance support in November 2024.

**Key features:**

- Personal auto coverage rated on lower personal mileage
- Bridges coverage gaps for gig drivers
- Significant savings vs\. traditional personal auto policies

*Target users:* Rideshare and delivery drivers who primarily use vehicles for professional purposes

*Distribution:* Direct\-to\-consumer and partnership channels

### SkyWatch \- Drone Insurance

The leading digital drone insurance product in North America, offering on-demand coverage for commercial and recreational drone operators.

**Key features:**

- On\-demand, pay\-per\-flight coverage
- Hull and liability coverage
- Real\-time risk assessment

*Target users:* Commercial drone operators, recreational drone pilots

*Distribution:* Direct via skywatch\.ai

### Aviation Insurance

Insurance products for light aircraft and general aviation, leveraging VOOM's telematics-based risk analytics.

**Key features:**

- Usage\-based pricing
- Telematics\-driven risk scoring

*Target users:* Light aircraft owners and pilots

*Distribution:* Direct and broker channels

## Links

- Website: <https://www.voominsurance.com>
- Directory profile: <https://insurtechlist.com/companies/voom/>
- About: <https://www.voominsurance.com/company/about>
- Linkedin: <https://www.linkedin.com/company/voom-insurance>
- Technology: <https://www.voominsurance.com/company/technology>
- Press releases: <https://www.voominsurance.com/press-releases>
- Skywatch \(drone\): <https://www.skywatch.ai>

---

*Last updated: 2026\-03\-25*