# Volta Underwriters Services

> Digital\-first surplus lines MGA writing BOP coverage for small businesses in 22 states

## At a glance

| Field | Value |
| --- | --- |
| Category | Commercial Insurance |
| Type | MGA |
| Region | NA |
| Headquarters | San Angelo, TX, USA |
| Founded | 2021 |
| Stage | Startup |
| Employees | 1-10 |

## Overview

Volta Underwriters Services LLC (dba Volta) is a surplus lines managing general underwriter (MGU) based in San Angelo, Texas, writing Business Owners Policy (BOP) coverage for small main street businesses across 22 US states through licensed independent agents and brokers.

The company underwrites BOP coverage with capacity provided by Accelerant Specialty Insurance Co (AM Best rated "A-" Excellent), covering general liability, commercial property, business interruption, and a range of optional endorsements. Volta focuses exclusively on the excess and surplus (E&S) lines market, serving businesses that may not qualify for standard admitted markets due to unique risk profiles or limited operating history.

Volta operates on the Swiftly insurtech platform, enabling real-time online quoting, digital policy issuance, and claims tracking. The company targets small businesses with annual revenue up to USD 10M across more than 140 eligible occupancy types, including startups with no prior claims history.

## Products & services

### Business Owners Policy \(BOP\) \-\- Surplus Lines

Volta's BOP program combines property and liability coverage for small commercial risks in the E&S market, available in three structure types: tenant, owner-occupied, and single-tenant lessor's risk.

**Key features:**

- General Liability: up to USD 1M per occurrence / USD 2M aggregate
- Products\-Completed Operations: up to USD 1M per occurrence / USD 2M aggregate
- Commercial Property \(building, contents, or combined\): up to USD 2M
- Business Interruption / Business Income: up to USD 500K
- Damage to Rented Premises: up to USD 300K
- Ordinance / Law \(ICC\): up to USD 100K
- Equipment Breakdown: up to USD 2M
- Employment Practices Liability: up to USD 1M per occurrence / USD 2M aggregate
- Cyber Liability: up to USD 1M
- Crime & Fidelity: up to USD 50K
- Assault & Battery: up to USD 50K
- Spoilage: up to USD 50K
- Forgery & Alteration: up to USD 50K
- Debris Removal: up to USD 50K
- TRIA \(Terrorism Risk Insurance Act coverage\)

*Target users:* Small businesses with up to USD 10M annual revenue and/or USD 2\.5M payroll; startups and businesses with up to one prior paid claim accepted; 140\+ eligible occupancies

*Distribution:* Licensed independent agents and brokers

## Category & focus

- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Agents/Agencies, Consumers

## Links

- Website: <https://volta-underwriters.com>
- Directory profile: <https://insurtechlist.com/companies/volta-underwriters-services/>
- Linkedin: <https://www.linkedin.com/company/volta-underwriters>

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*Last updated: 2026\-05\-18*