# Urbanico

> Urban intelligence platform translating municipal data into hyper\-localized risk insights for P&C insurers\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Jerusalem, Israel |
| Founded | 2019 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Urbanico is an urban data analytics platform for property and casualty insurers, providing hyper-localized risk scoring derived from raw municipal data. Founded in 2019 and headquartered in Jerusalem, Israel, the company helps carriers improve underwriting accuracy for property and casualty lines by integrating municipal government data at the census block level.

The platform applies deep learning, automated machine learning, and natural language processing to billions of data points from thousands of local governments. It models contextual perils including theft, vandalism, fire, and bodily injury, delivering risk scores through an API-based data fusion architecture that integrates with existing underwriting systems.

Urbanico raised a USD 1.6M seed round supported by Menorah Mivtachim, one of Israel's leading insurance groups, as well as accelerator programs Creative Destruction Lab, Plug and Play, and OurCrowd. Backtesting with tier-1 carriers has demonstrated reductions of over 6 percentage points in loss ratios with minimal impact on gross written premium.

## Products & services

### uCrime

A crime prediction engine that forecasts property crime events at a hyper-localized census block level of granularity. Draws on municipal government data sources to deliver forward-looking crime risk scores for specific addresses.

**Key features:**

- Census block\-level crime forecasting
- Covers theft, vandalism, and related property crimes
- Integrates with underwriting workflows via API

*Target users:* P&C underwriters and pricing analysts at insurance carriers

### Urban Intelligence Platform

A comprehensive data analytics platform that collects, analyzes, and transforms raw municipal data into actionable risk insights. The platform processes multiple peril types and delivers contextual risk factors for property and casualty underwriting and pricing.

**Key features:**

- Deep learning and AutoML models trained on municipal data
- Multi\-peril coverage: Theft, Vandalism, Fire, Bodily Injury
- Data fusion architecture for integration with carrier systems
- Backtested against tier\-1 carrier data

*Target users:* P&C carriers seeking hyper\-localized data enrichment for property underwriting

## Category & focus

- Subcategories: Data enrichment, Risk scoring, Urban analytics, Property risk
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Menorah Mivtachim \(Israeli insurance group \-\- validation partner and investor\)

## Links

- Website: <https://www.urbanico.io/>
- Directory profile: <https://insurtechlist.com/companies/urbanico/>

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*Last updated: 2026\-05\-18*