# UnderwriteMe

> Automated underwriting and comparative rating platform transforming the life insurance application journey\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk Assessment |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | London, United Kingdom |
| Founded | 2012 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Acquired |

## Overview

UnderwriteMe is a leading insurtech provider specializing in automated underwriting solutions for the life insurance industry. Founded in 2012, the company has grown from its origins in the UK to become a global technology provider operating across 12 markets worldwide, including Europe, Asia, Australia, and North America.

Backed by Pacific Life Re, a global reinsurer, UnderwriteMe delivers technology solutions that transform the traditional life insurance application process from a complicated, inefficient experience into a streamlined digital journey. The company serves over 30 insurers globally and employs more than 150 industry experts.

UnderwriteMe's platforms enable insurers to automate underwriting decisions, compare products across multiple carriers, and process claims more efficiently. Their technology has been adopted by major insurers including Zurich Australia, Scottish Widows, Royal London, AIG, and Legal & General.

## Products & services

### Decision Platform

Automated underwriting and claims processing solution for life and health insurers. Leverages advanced technology, a market-leading rules engine, and integrated data sourcing to enable accurate decisions and enhance operational efficiency.

**Key features:**

- Underwriting Rules Engine for automated decisioning
- Claims Rules Engine \(added 2024\)
- Decision Studio for rule configuration
- Data integration and analytics
- Real\-time risk assessment

*Target users:* Life and health insurance carriers

### Protection Platform

Multi-insurer comparison marketplace connecting insurers, distributors, and customers. Enables financial advisers to compare quotes and underwriting outcomes from multiple insurers on a single platform.

**Key features:**

- Multi\-insurer quote comparison
- Pre\-underwritten pricing
- Single application for multiple carriers
- Real\-time underwriting decisions
- Full application submission workflow

*Target users:* Financial advisers, brokers, insurance distributors

## Category & focus

- Subcategories: Automated Underwriting, Comparative Rating, Claims Processing
- Insurance verticals: Life & Annuity, Health
- Target customers: Carriers, Reinsurers, Brokers, Financial Advisers

## Notable customers

- Zurich Australia
- Scottish Widows
- Royal London
- Legal & General
- AIG
- Canada Life
- The Exeter
- CommInsure
- Singapore Life
- HSBC
- Prudential
- Vitality

## Links

- Website: <https://underwriteme.com>
- Directory profile: <https://insurtechlist.com/companies/underwriteme/>
- Careers: <https://pacificlife.wd1.myworkdayjobs.com/UnderwriteMeCareers>
- Uk site: <https://www.underwriteme.co.uk>
- Linkedin: <https://www.linkedin.com/company/underwriteme>
- Australia site: <https://www.underwriteme.com.au>
- Decision platform: <https://decisionplatform.com>
- Protection platform: <https://protectionplatform.co.uk>

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*Last updated: 2026\-03\-25*