# Transportation Insurance Experts \(TIE\) > Wholesale MGA underwriting commercial auto, cargo, and liability coverage exclusively for for\-hire trucking fleets\. ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | MGA | | Region | NA | | Headquarters | Atlanta, Georgia, USA | | Founded | 2015 | | Employees | 11-50 | ## Overview Transportation Insurance Experts (TIE) is a commercial auto, motor truck cargo, and general liability MGA and wholesale broker serving for-hire trucking and transportation carriers through a national network of independent retail agents. The company underwrites and places coverage exclusively for the trucking and transportation sector, with no other insurance verticals. TIE operates as a "split house" program administrator, retaining direct underwriting control on select risks rather than routing every submission through a carrier for a decision, which shortens the quote-to-bind cycle for hard-to-place fleets. In September 2024 the company added an admitted national trucking program underwritten by Cimarron Insurance Company, extending its book beyond excess and surplus lines into standard/admitted coverage for small-to-midsize for-hire trucking operations. Distribution runs entirely through partner retail agencies that specialize in trucking risk; TIE does not sell directly to fleets. The company reports staff averaging around eight years of trucking-insurance experience and provides its retail agent partners with underwriting guidance, risk-assessment tools, and mentorship programs aimed at growing agency production. Insurance Business Review Magazine named TIE a "Top 10 Wholesale Insurance Brokerage" for 2024. ## Products & services ### Virtual Quoting Engine \(VQE\) A proprietary, agent-facing platform covering the full policy lifecycle: submit, rate, quote, bind, issue, endorse, cancel, renew, and report. TIE markets the platform as delivering a bindable quote in 10-15 minutes for hard-to-place trucking risks, versus a roughly two-day industry average, and provides instant motor vehicle report (MVR)-based driver approval or denial. **Key features:** - End\-to\-end policy lifecycle in a single portal - Rapid driver approval via automated MVR review - Self\-service endorsements and policy changes for agents *Target users:* Retail insurance agents specializing in trucking risk\. *Distribution:* Available exclusively to TIE's partner retail agent network\. ### Admitted National Trucking Program \(with Cimarron Insurance Company\) An admitted, standard-market commercial auto liability, physical damage, and general liability package for small-to-midsize for-hire trucking operations, launched in phases starting September 2024. It extends TIE's traditional excess and surplus (non-admitted) book into standard lines. **Key features:** - Commercial auto liability - Physical damage - General liability *Target users:* Small\-to\-midsize for\-hire trucking fleets\. *Distribution:* Wholesale, through TIE's retail agent network\. ### Core E&S Trucking Program TIE's original excess and surplus lines book for hard-to-place for-hire trucking and transportation risks. **Key features:** - Commercial auto liability - Motor truck cargo - Physical damage - General liability - Hazmat - Public auto / livery - Third\-party liability \(TPL\) - Excess liability *Target users:* For\-hire trucking fleets, including hard\-to\-place accounts\. *Distribution:* Wholesale, through TIE's retail agent network\. ## Category & focus - Subcategories: MGA Platforms, Quote\-to\-Bind - Insurance verticals: P&C Commercial, Specialty/E&S - Target customers: Agents/Agencies, MGAs/MGUs ## Links - Website: - Directory profile: - Linkedin: - Industry profile: - Press \(freightwaves coverage\): - Press \(cimarron program launch\): --- *Last updated: 2026\-08\-06*