# Trans\-IoT

> Vehicle telematics and connected mobility data solutions for usage\-based insurance and fleet management

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Taipei, Taiwan |
| Stage | Established |
| Employees | [Unknown] |
| Funding | Corporate-Backed |

## Overview

Trans-IoT is a telematics data platform and UBI solutions provider for insurance carriers, fleet operators, and connected vehicle ecosystems. A Foxconn group reinvestment company headquartered in Taipei, Taiwan, Trans-IoT is the leading usage-based insurance (UBI) solution vendor in Taiwan, supplying driving behavior data, risk profiling tools, and AI-powered analytics to P&C carriers.

The company delivers its solutions through a modular automotive data platform with 460+ APIs and 600+ vehicle communication protocol integrations. Its core offering covers driver risk scoring, dashcam-based claims evidence (KARDI LiVE), fleet safety monitoring (TransLead), and smart vehicle IoT integration for OEMs and telecom providers. The platform processes 10 billion driving data points annually using 42+ proprietary AI models and computer vision algorithms.

Trans-IoT serves major Taiwanese insurance carriers including MSIG Mingtai and Taian Insurance, as well as telecom providers such as Taiwan Mobile and manufacturers including Luxgen and China Steel Corporation. The company also operates a licensed insurance brokerage to close the data loop between telematics and policy issuance, offering carriers a full InsurTech transformation stack.

## Products & services

### Usage\-Based Insurance \(UBI\) Platform

Driver risk profiling platform that collects connected vehicle data to build behavioral risk scores used by insurance carriers for premium pricing and underwriting.

**Key features:**

- AI\-powered driving behavior scoring and risk profiling
- 42\+ proprietary data models and algorithms
- 10 billion driving data points processed annually
- Integration with policy administration for personalized premium calculation

*Target users:* P&C insurance carriers offering UBI or telematics\-based auto products

### KARDI LiVE 4G Dashcam

Advanced dashcam solution with 4G connectivity, high-definition mapping, machine learning image analysis, and computer vision. Deployed by insurance carriers to streamline claims settlement and fraud investigation.

**Key features:**

- 4G\-connected continuous recording with HD mapping
- Computer vision for automated incident analysis
- Deployed by MSIG Mingtai Insurance for claims evidence and fraud reduction
- Reduces labor costs in claims processing

*Target users:* P&C carriers, fleet operators

### TransLead Fleet Management Platform

Fleet safety and predictive analytics platform for commercial fleet operators, enabling real-time monitoring and driver behavior analysis.

**Key features:**

- Real\-time fleet monitoring and driver behavior analytics
- Predictive maintenance and risk assessment
- Co\-developed Fleet Manager 3\.0 with Taiwan Mobile
- Integration with IoT sensors and telematics hardware

*Target users:* Commercial fleet operators, enterprise mobility managers, insurance carriers

### Smart Vehicle IoT Integration

Connected vehicle service platform integrating 600+ vehicle communication protocols for OEMs and telecom providers to embed telematics directly into vehicles.

**Key features:**

- 600\+ vehicle communication protocol support
- 460\+ modularized APIs for automotive data platform
- OEM and telecom partnership integration capabilities
- End\-to\-end connected vehicle data pipeline

*Target users:* Automotive OEMs, telecom providers, enterprise fleet operators

## Category & focus

- Subcategories: Telematics, Usage\-Based Insurance, Fleet Management, Connected Vehicle
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, Brokers

## Notable customers

- MSIG Mingtai Insurance \-\- KARDI dashcam deployment for claims management
- Taian Insurance
- Taiwan Mobile \-\- Fleet Manager 3\.0 co\-development
- Luxgen \-\- Smart vehicle integration partnership
- China Steel Corporation
- Kbro
- Asia Pacific Telecom

## Links

- Website: <https://www.trans-iot.com>
- Directory profile: <https://insurtechlist.com/companies/trans-iot/>
- About: <https://www.trans-iot.com/en/about/>
- Linkedin: <https://www.linkedin.com/company/trans-iot/>
- English site: <https://www.trans-iot.com/en/>

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*Last updated: 2026\-05\-18*