# Traft NZ Limited

> Autonomous execution platform for insurance claims and construction costing powered by proprietary AI

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Christchurch, New Zealand |
| Founded | 2023 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Seed/Early-stage backed |

## Overview

Traft is a claims technology platform for insurance carriers built on proprietary autonomous execution engines that replace manual claims processing workflows with AI-driven approval-ready outputs. The company's core offering—InoClaim—automates claim triage, multi-party orchestration, and settlement tracking, addressing bottlenecks in high-volume property damage assessment exposed by New Zealand's 2023 Cyclone Gabrielle.

Traft operates a dual-product strategy. InoClaim serves insurance enterprises managing property claims at scale. InoScope—its parallel product for construction and property management—uses the same underlying AI architecture (computer vision and physical reasoning) to generate costing and scope documents from site imagery. The unified platform lets both products share a core technology layer, enabling rapid feature iteration and cross-vertical learning.

The company's differentiation lies in autonomous execution with governance: systems operate fully autonomously where they add value, with full decision logging, audit trails, and human-in-the-loop controls for oversight. This approach aligns with regulatory and operational needs in insurance while delivering claims processing speed in minutes rather than days.

## Products & services

### InoClaim

Autonomous claim triage and lifecycle management for insurance carriers. Processes claims from lodgement through settlement, replacing manual triage and adjudication workflows with AI-driven outputs.

**Key features:**

- Autonomous claim triage and classification
- Multi\-party orchestration across claims stakeholders
- Real\-time claim tracking with intelligent status updates
- Integration with InoScope for construction\-related claims
- Native audit trails and human\-in\-the\-loop controls

*Target users:* Claims departments at P&C carriers, TPAs managing high\-volume property claims

### InoScope

AI costing infrastructure for construction companies, property managers, and claims adjusters. Generates approval-ready pricing, scope, and damage assessment documents from site photography using computer vision and physical reasoning.

**Key features:**

- Site image analysis with materials and damage classification
- Automated scope and pricing document generation
- Support for civil work, commercial building, and large\-scale projects
- Tender submission integration
- Standalone deployment or embedded into existing software

*Target users:* General contractors, civil engineers, property damage adjusters, insurance claims teams

### Traft AI Platform

The underlying autonomous execution infrastructure:

**Key features:**

- \*\*Autonomous Execution Engine\*\*: Completes full workflows without human intervention, delivering outputs in minutes
- \*\*Physical Reasoning Layer\*\*: Purpose\-built AI that reasons about materials, structures, damage patterns, and labor costs

## Category & focus

- Subcategories: Claims automation, FNOL, autonomous workflows, computer vision
- Insurance verticals: P&C Commercial, P&C Personal, Specialty
- Target customers: Carriers, TPAs, Brokers

## Notable customers

- Insurance carriers and TPAs in New Zealand and Australia
- Government agencies \(infrastructure assessment, climate event response\)
- Construction companies and property managers

## Links

- Website: <https://www.traftai.com>
- Directory profile: <https://insurtechlist.com/companies/traft-nz-limited/>
- Linkedin: <https://www.linkedin.com/company/traft>
- Inoclaim product: <https://www.inoclaim.com>
- Inoscope product: <https://www.inoscope.com>

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*Last updated: 2026\-06\-17*