# Thimble > On\-demand, flexible business insurance by the job, month, or year\. ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | NA | | Headquarters | New York, New York | | Founded | 2016 | | Stage | Growth | | Employees | 11-50 | ## Overview Thimble is a digital-first insurance platform that pioneered on-demand, flexible business insurance for small businesses, freelancers, and independent contractors. Founded in 2016 as Verifly -- initially focused on drone operator insurance -- the company rebranded to Thimble in 2019 and expanded to cover over 1,000 activities and professions across the United States. Operating as a managing general agent (MGA) and insurance producer (DBA: Thimble Insurance Services; legal entity: Verifly Insurance Services, LLC), Thimble distributes policies underwritten by A-rated carriers including Markel, Employers, and Hiscox. The company distinguishes itself through its fully digital quote-to-bind experience: fewer than five questions, a quote in under 60 seconds, and coverage active within minutes. Policies can be purchased by the job, month, or year, eliminating the traditional annual commitment that many small businesses found burdensome. In April 2023, Arch Insurance Group (a division of Arch Capital Group Ltd.) acquired Thimble, integrating it as a wholly owned subsidiary. As of mid-2025, Thimble has served over 151,000 small businesses, bound more than 250,000 policies, and completed nine consecutive quarters of growth under Arch ownership. ## Products & services ### General Liability Insurance Third-party bodily injury and property damage coverage for small businesses and contractors across 1,000+ professions and activities. **Key features:** - Flexible terms: by the job, month, or year - Fully digital application and instant issuance - Certificate of insurance issued instantly - Minimum premiums for short\-term policies *Target users:* Freelancers, contractors, small businesses \(photographers, landscapers, cleaners, handymen, event professionals\) *Distribution:* Direct digital \(web and mobile app\); Partner API embedding ### Professional Liability / E&O Insurance Errors and omissions coverage for service-based professionals and consultants. **Key features:** - Claims\-made coverage - Flexible coverage periods *Target users:* Consultants, technology professionals, marketing and creative services *Distribution:* Direct digital ### Business Owners Policy \(BOP\) Combined general liability and commercial property coverage for small business operations. **Key features:** - Bundled GL and property protection - Streamlined digital purchase *Target users:* Small businesses with physical locations or equipment *Distribution:* Direct digital ### Additional Lines Thimble also offers Business Equipment Protection (Inland Marine), Workers Compensation, Cyber Insurance, Commercial Auto, Event Insurance, and Surety Bonds -- all purchasable digitally. ## Links - Website: - Directory profile: - Linkedin: - Press/news: - Partner api: --- *Last updated: 2026\-04\-04*