# Symbo

> Embedded insurance infrastructure for digital brands to launch insurance programs in weeks, not months\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales, Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Mumbai, Maharashtra, India |
| Founded | 2017 |
| Stage | Growth |
| Employees | 101-200 |
| Funding | Series A |

## Overview

Symbo is an embedded insurance infrastructure platform enabling digital brands in ecommerce, fintech, logistics, travel, and consumer electronics to embed, launch, and scale insurance and value-added services programs. The company provides modular APIs, configurable white-label journeys, and pre-built integrations with 20+ insurance partners, allowing customers to go live in 2-4 weeks.

The platform combines a unified Quote-to-Claim API with configurable white-label journeys, a DIY product builder, and AI-powered claims processing. Symbo is licensed as Symbo India Broking Pvt. Ltd by India's Insurance Regulatory and Development Authority (IRDAI) and supports offline and online channels through REST APIs and multi-channel SDKs (web, mobile, POS).

With 7M+ monthly policies processed and 50+ active partners across 7+ countries, Symbo demonstrates strong product-market fit in the embedded insurance space. The platform processes 30K+ monthly claims and maintains integrations with 150+ partner modules across travel, health, personal accident, device protection, credit-life, EMI protection, gig worker, shipment, mobility, and cyber insurance lines.

## Products & services

### Embedded Suite

30+ pre-built insurance products with SDKs supporting web, mobile app, POS, and offline flows. Enables rapid integration into any digital platform's purchase journey with minimal development effort.

**Key features:**

- Pre\-built product catalog with 30\+ insurance options
- Multi\-channel SDKs \(web, mobile, POS, offline\)
- White\-label customization
- 2\-4 week implementation timeline

*Target users:* Digital platforms in ecommerce, fintech, logistics, and travel

### D2C and Cross\-Sell Suite

White-labeled motor, health, and life insurance journeys for direct-to-consumer distribution and cross-selling opportunities within partner platforms.

**Key features:**

- White\-labeled journeys
- Direct\-to\-consumer capabilities
- Cross\-sell workflows
- Partner brand customization

*Target users:* Digital platforms seeking additional revenue through insurance

### Group Policy Suite

Digital dashboards for policy and claims management across multiple insurers, designed for enterprise and group insurance workflows.

**Key features:**

- Multi\-insurer policy management
- Claims visibility and management
- Enterprise dashboards
- Group insurance support

*Target users:* Enterprise customers and group insurance administrators

### Agent Suite

Distributed sales team management platform with onboarding, commission tracking, and gamification tools for insurance agents and channel partners.

**Key features:**

- Agent onboarding and training
- Commission tracking and payouts
- Performance gamification
- Channel partner management

*Target users:* Insurance agents and channel partner networks

### AI Claims Engine

Automated First Notice of Loss (FNOL), OCR-based document processing, and intelligent claim routing to accelerate claims settlement and reduce manual work.

**Key features:**

- Automated FNOL
- OCR\-based document processing
- Smart claim routing
- Accelerated settlement workflows

*Target users:* Insurance carriers and claims operations teams

### Live Dashboards

Real-time visibility into policies sold, claims processed, revenue generated, and key performance metrics across all integrated channels and partners.

**Key features:**

- Real\-time policy tracking
- Claims processing visibility
- Revenue and performance analytics
- Multi\-channel reporting

*Target users:* Partners and platform operators

## Category & focus

- Subcategories: Embedded Insurance, API Platforms, White\-Label Distribution, Claims Automation
- Insurance verticals: Travel, Health, P&C Personal, Specialty
- Target customers: Ecommerce, Fintech, Logistics, Travel companies

## Notable customers

- Decathlon \(retail and logistics\)
- Shiprocket \(logistics and ecommerce\)
- Lenskart \(ecommerce and retail\)
- Playo \(sports and recreation\)
- GrayQuest \(fintech and digital services\)
- 40\+ additional partners across multiple industries

## Links

- Website: <https://www.symbo.co>
- Directory profile: <https://insurtechlist.com/companies/symbo/>
- About: <https://www.symbo.co/about-us>
- Linkedin: <https://in.linkedin.com/company/symbo-global>
- Press & news: <https://www.symbo.co/news/>
- Resources & blog: <https://www.symbo.co/resources>

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*Last updated: 2026\-06\-17*