# Swipet

> Pet health insurance for dogs and cats, sold direct in Spain and the EU

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | MGA |
| Region | EMEA |
| Headquarters | Madrid, Spain |
| Founded | 2023 |
| Employees | 11-50 |

## Overview

Swipet is a pet health insurance MGA selling directly to dog and cat owners in Spain and across the EU. The company operates under DGSFP authorization (E0118B56230527) through a capacity arrangement with Fidelidade Espana. It was founded in 2023 with early backing from Lanzadera, the venture program associated with entrepreneur Juan Roig.

Swipet underwrites a single customizable veterinary expense plan with a 70% reimbursement rate and an annual coverage limit of EUR 3,000. The company accepts all dog breeds, including brachycephalic breeds commonly excluded by other carriers, and covers spaying and neutering as a preventive procedure -- an uncommon inclusion in the Spanish pet insurance market.

Sales run through a direct-to-consumer digital platform. Swipet launched its online quoting tool in November 2023 and completed full online policy issuance by April 2024. The company closed a EUR 400,000 pre-seed round in January 2026 led by Aticco, with strategic participation from Jordi Rivera (President of the Board at Caja Ingenieros Vida) and Elisabet Oller (former Director of Innovation at Sabadell Zurich).

## Products & services

### Pet Health Insurance

Customizable veterinary expense coverage for dogs and cats sold directly to consumers.

**Key features:**

- 70% reimbursement on covered veterinary expenses
- EUR 3,000 annual coverage limit
- No waiting period for accidents; 60\-day carency for routine care
- Free choice of veterinarian in Spain and the EU
- Surgical procedures, diagnostics, and hospitalization
- Preventive checkups with biannual laboratory testing \(100% reimbursed\)
- Spaying and neutering \(covered as a preventive procedure\)
- Dental care and cleanings
- 24\-hour telemedicine via video call
- Civil liability coverage
- Optional add\-on: death and cremation services
- Vaccinations covered \(EUR 100 annual limit, excluding leishmaniosis\)
- Multi\-pet discount of 5\-10%

*Target users:* Pet owners in Spain and the EU

*Distribution:* Direct to consumers via online platform and mobile app

## Category & focus

- Insurance verticals: P&C Personal
- Target customers: Consumers

## Links

- Website: <https://www.swipet.es>
- Directory profile: <https://insurtechlist.com/companies/swipet/>
- Facebook: <https://www.facebook.com/swipetcare/>

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*Last updated: 2026\-07\-17*