# Stonestep

> Microinsurance as a Service for emerging market distribution

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Zug, Switzerland |
| Founded | 2012 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Series A |

## Overview

Stonestep is a microinsurance platform provider for mobile network operators, retailers, and financial institutions distributing insurance products in emerging markets. Founded in 2012 and headquartered in Zug, Switzerland, the company operates as a white-label B2B2C platform that allows non-insurance organizations to launch risk products through their existing customer channels.

The core offering is a turn-key "Microinsurance as a Service" platform delivered via API integration. Partners use the platform to configure, distribute, and administer insurance products tailored to first-generation insurance buyers who need affordable, simple coverage. Stonestep handles the underlying technology, product design, and insurance expertise, while the distribution partner contributes customer reach and brand.

Stonestep raised a USD 4M Series A from XL Innovate in 2016. The company operates through subsidiaries in Malaysia, Nepal, and Singapore, and its team brings prior experience from carriers including AIG and Zurich Insurance.

## Products & services

### Microinsurance as a Service Platform

A white-label, API-integrated insurance distribution platform enabling mobile network operators, retailers, and corporations to offer insurance products to their customer base without building insurance infrastructure.

**Key features:**

- White\-label product configuration and branding
- REST API integration for insurance product delivery
- Digital enrollment and policy administration
- Affordable, simplified product structures for first\-time insurance buyers
- Multi\-region deployment across APAC, EMEA, and the Americas

*Target users:* Mobile network operators, retailers, fintech companies, and other non\-insurance organizations seeking to add insurance products to their offerings

## Category & focus

- Subcategories: Embedded insurance, white\-label insurance platforms, microinsurance
- Insurance verticals: Specialty/E&S, Life & Annuity, P&C Personal
- Target customers: Carriers, MGAs/MGUs, Consumers

## Links

- Website: <https://www.stonestep.ch>
- Directory profile: <https://insurtechlist.com/companies/stonestep/>
- Linkedin: <https://co.linkedin.com/company/stonestep>

---

*Last updated: 2026\-06\-22*