# Stoik

> Cyber insurance and security services for European SMEs

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | MGA |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2021 |
| Employees | 51-200 |

## Overview

Stoik is a cyber insurance MGA underwriting policies for small and medium-sized enterprises across six European countries, distributed through a broker network of over 2,000 partners. The company packages cyber liability coverage with integrated security tools, positioning cyber insurance alongside risk prevention and incident response as a combined offering rather than standalone coverage.

Stoik underwrites cyber risk with capacity provided by Tokio Marine HCC, Swiss Re, and Axeria IARD. Policies target SMEs and mid-market companies with revenues up to EUR 1 billion, with coverage limits reaching EUR 10 million per risk. Founded in 2021, the company operates in France, Germany, Spain, Belgium, Austria, and Luxembourg, and expanded to the Netherlands in early 2026.

Stoik reported net premium volume of approximately EUR 50 million in 2025, with over 200% year-on-year growth. The company raised a EUR 20 million Series C round in January 2026, led by Impala and Opera Tech Ventures, bringing total disclosed funding to over EUR 60 million. Headcount stood at 130+ employees as of early 2026.

## Products & services

### Stoik Cyber Insurance

Cyber liability coverage for SMEs and mid-market companies with revenues up to EUR 1 billion.

**Key features:**

- Cyber liability with limits up to EUR 10M in guarantees
- Business interruption and ransomware coverage
- Data breach liability and regulatory defense

*Target users:* SMEs and mid\-market businesses; IT service providers, software publishers, hosting companies, data companies, and telecom providers

*Distribution:* Wholesale broker network \(2,000\+ broker partners\)

### Cyber Pro IT

Specialized cyber insurance product for technology and IT sector companies.

**Key features:**

- Technology\-sector\-specific cyber risk coverage
- Professional liability for technology services
- Coverage for data handling and software\-related incidents

*Target users:* IT service providers, software publishers, hosting companies, consulting firms

*Distribution:* Broker network

## Category & focus

- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Brokers, Consumers

## Links

- Website: <https://www.stoik.com>
- Directory profile: <https://insurtechlist.com/companies/stoik/>
- Linkedin: <https://www.linkedin.com/company/stoikio>
- Insurance products: <https://www.stoik.com/en-us/insurance>
- Prevention platform: <https://www.stoik.com/en-us/prevention>
- Press release \(series c\): <https://www.stoik.com/en-us/pr-series-c>

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*Last updated: 2026\-05\-18*