# Start With Level

> AI\-powered loss recovery platform for automotive finance total loss claims

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Management |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | New York, NY, USA |
| Founded | 2023 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Start With Level (operating as "Level") is an AI-powered platform for automotive finance teams to improve insurance recoveries after total loss claims. The company serves finance companies and automotive dealers by auditing insurance appraisal reports for valuation errors, identifying discrepancies between appraised and fair market values, and optimizing loss mitigation workflows. The platform combines machine learning analysis with licensed claims specialists to help customers recover fair market valuations and improve settlement outcomes.

The core offering is Appraisal AI, which audits insurance valuations in minutes to surface opportunities for better settlements. The platform integrates with existing finance operations and includes API capabilities for workflow integration, alongside direct access to licensed claims support specialists for complex negotiations. The product is built on SOC 2 Type 2 compliant enterprise infrastructure.

The company raised USD 2.6M in Seed VC funding in September 2025 from Better Tomorrow Ventures and nine co-investors, demonstrating market validation in automotive finance technology. The founding team brings automotive finance expertise from leading companies including Clearcover and Microsoft.

## Products & services

### Appraisal AI

An AI-powered system that audits insurance appraisal reports for valuation errors in minutes.

**Key features:**

- Automated analysis of total loss valuations
- Identification of discrepancies between appraised and fair market values
- Integration with existing loss mitigation workflows
- API access for system integration

*Target users:* Loss mitigation teams, automotive finance companies, dealers

### Claims Analysis Platform

An integrated platform combining AI-powered analysis with manual review capabilities to optimize loss mitigation workflows.

**Key features:**

- Machine learning\-based claims analysis
- Workflow management tools
- Licensed claims specialist access
- Enterprise\-ready infrastructure

*Target users:* Automotive finance companies, loss mitigation teams

### Licensed Claims Support

Direct access to a team of licensed claims specialists providing advisory services and support for complex claims negotiations and recovery optimization.

*Target users:* Finance companies handling high\-value total loss claims

## Category & focus

- Subcategories: Loss Mitigation, Appraisal Analysis, Recovery Optimization
- Insurance verticals: P&C \(Auto\)
- Target customers: Carriers, Finance Companies, MGAs

## Links

- Website: <https://startwithlevel.com>
- Directory profile: <https://insurtechlist.com/companies/start-with-level/>

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*Last updated: 2026\-06\-17*