# Stable Insurance

> Insurance built specifically for rideshare and carshare drivers and fleets

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Insurance |
| Type | MGA |
| Region | NA |
| Headquarters | Brooklyn, New York |
| Founded | 2018 |
| Stage | Seed |
| Employees | 11-50 |
| Funding | $3.3M |

## Overview

Stable Insurance is an insurtech company built specifically for rideshare and carshare drivers and fleets. Born out of a small rideshare fleet that could not find suitable insurance solutions, the company addresses the unique coverage needs of gig economy drivers working with platforms like Uber, Lyft, Turo, and GetAround.

The company provides usage-based pricing insurance products that complement existing platform insurance, charging drivers only for the times they are not actively driving passengers or when vehicles are off the carshare platform. This approach often results in lower premiums compared to traditional insurance offerings.

Stable's underwriting leverages telematics data gathered from mobility platform apps and dashcam integrations, bypassing traditional rating factors like age and credit stability that can drive up costs for gig drivers.

## Products & services

### Rideshare Insurance

Usage-based insurance for rideshare drivers that works alongside platform insurance.

**Key features:**

- Only charges for times not driving to or with a passenger
- Gap\-free coverage between personal and platform insurance
- Telematics\-based underwriting

*Target users:* Uber, Lyft, and rideshare drivers

### Carshare Insurance

Usage-based insurance for carshare vehicle owners.

**Key features:**

- Only charges for miles driven off the carshare platform
- Works with carshare platform insurance
- Lower premiums through usage\-based pricing

*Target users:* Turo, GetAround, and carshare hosts

### Delivery Insurance

Coverage for last-mile delivery drivers.

**Key features:**

- Tailored for delivery vehicle owners
- Platform integration
- Usage\-based pricing

*Target users:* Delivery drivers and fleets

## Category & focus

- Subcategories: Usage\-Based Insurance, Telematics, Mobility Insurance
- Insurance verticals: Auto, Commercial Auto
- Target customers: Rideshare Drivers, Carshare Owners, Delivery Drivers, Fleets

## Notable customers

- Rideshare drivers \(Uber, Lyft\)
- Carshare hosts \(Turo, GetAround\)
- Delivery drivers
- Small mobility fleets

## Links

- Website: <https://www.stableins.com>
- Directory profile: <https://insurtechlist.com/companies/stable-insurance/>
- Linkedin: <https://www.linkedin.com/company/stable-insurance>

---

*Last updated: 2026\-03\-25*