# SpottedRisk

> Entertainment industry MGA offering specialty insurance, completion bonds, and production financing for film and television\.

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | NA |
| Headquarters | Boston, Massachusetts, USA |
| Founded | 2016 |
| Stage | Established |
| Employees | 51-200 |

## Overview

SpottedRisk is an entertainment insurance MGA serving film and television producers, production companies, and independent filmmakers. The company was founded in 2016 and operates as the entertainment insurance practice within CAC Group, following its acquisition in September 2024.

The company underwrites more than 16 specialty insurance products designed for entertainment productions, including celebrity disgrace coverage, cast insurance, weather peril, and civil authority policies. Through its Media Guarantors subsidiary -- acquired in 2020 -- SpottedRisk also provides completion bonds for independent film and television productions. The company uses internally developed predictive analytics to assess and price entertainment risks.

SpottedRisk's geographic coverage extends across the U.S., Canada, U.K., and Australia. The company was co-founded by former tech executives and combines a team of data scientists with experienced entertainment underwriters to build products for coverage gaps historically difficult to insure.

## Products & services

### Entertainment Production Insurance

Comprehensive production insurance for film and television, covering equipment, property, production liability, and interruption risks. Includes coverage for weather perils, civil authority disruptions, cast bereavement and pregnancy, and COVID-related production delays.

**Key features:**

- Weather peril insurance
- Civil authority coverage
- Cast coverage \(pregnancy, bereavement\)
- Celebrity disgrace / reputational risk coverage
- COVID\-related production interruption \(USD 1M\-USD 20M limits per production\)
- Equipment and property coverage

*Target users:* Film and television producers, production companies, studios, and networks

*Distribution:* Wholesale and direct to production companies

### Completion Bonds

Full completion bond services for independent film and television productions, provided through the Media Guarantors subsidiary. Media Guarantors was a specialized MGA focused on completion bonds before being acquired by SpottedRisk in August 2020.

**Key features:**

- Full completion bond guarantees
- Support for independent productions \(e\.g\., completion bond for the film Coda\)
- Underwritten by senior entertainment bond specialists

*Target users:* Independent film and television producers

*Distribution:* Wholesale brokers and direct relationships with producers

### Entertainment Lending and Financing

Cash flow financing products for independent producers, designed for the working capital needs of entertainment productions.

*Target users:* Independent producers requiring production financing

*Distribution:* Direct to producers

## Links

- Website: <https://www.spottedrisk.com>
- Directory profile: <https://insurtechlist.com/companies/spottedrisk/>
- Linkedin: <https://www.linkedin.com/company/spottedrisk>
- Press/news: <https://www.spottedrisk.com/allpress>

---

*Last updated: 2026\-05\-18*