# Spotr > AI\-powered property intelligence platform for remote underwriting and risk assessment ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | EMEA | | Headquarters | The Hague, Netherlands | | Founded | 2015 | | Stage | Growth | | Employees | 11-50 | | Funding | Series A/B | ## Overview Spotr is a property intelligence platform for P&C insurers, reinsurers, and housing associations that enables remote property risk assessment using satellite imagery, street-level photography, and geospatial data. The company, originally founded as Octo in 2015 and later rebranded to Spotr, is headquartered in The Hague, Netherlands, and operates across multiple European markets including the Netherlands, UK, Ireland, France, and Sweden. The platform collects imagery from satellite, street-level, and drone sources, applies computer vision and machine learning algorithms to analyze building characteristics at scale, and delivers structured property data via web dashboard or REST API. Outputs include building condition scores, structural measurements, material classification, and risk indicators for hazards such as water damage, wind exposure, and subsidence. The platform integrates with underwriting systems including Guidewire, Duck Creek, and Salesforce. Spotr has raised approximately EUR 9.3M across multiple funding rounds, including a EUR 4.5M growth round in January 2024 led by EDF Pulse Ventures. The company counts Zurich Insurance, Swedish insurer Lansfoersaekringar, and risk advisor Lockton among its customers, and was selected as a Zurich Innovation Championship winner in 2023 from over 3,500 global submissions. ## Products & services ### Digital Property Inspection Platform Core SaaS platform that analyzes properties using imagery from satellite, street-level, and drone sources. The platform runs computer vision algorithms to produce building profiles covering condition, materials, typology, and dimensional measurements. Data is accessible via a web dashboard or REST API and is designed for bulk portfolio analysis as well as individual property lookups. **Key features:** - Four\-step process: image collection, computer vision analysis, use\-case scoring, and data delivery - Building condition assessment including structural integrity and maintenance indicators - Property typology and materials classification from multi\-source imagery - Bulk portfolio scanning capability for large insurer books *Target users:* P&C carriers, reinsurers, housing associations ### Insurance Underwriting Solution Purpose-built capability for property and casualty underwriting workflows. Identifies properties carrying elevated risk characteristics and flags potential underinsurance gaps in existing portfolios. **Key features:** - Underinsurance detection \-\- platform identifies properties underinsured by an average of 35% - Risk scoring for exposure to water damage, wind, and structural hazards - Swift underwriting support for remote property assessment without physical inspection - Lead generation based on risk profile analysis for targeted outreach *Target users:* Property underwriters, portfolio managers at carriers and reinsurers ### Banking and Mortgage Solution Provides property condition data for mortgage lenders and banks supporting LTV ratio analysis, energy label compliance, and ESG reporting requirements. **Key features:** - Energy label and ESG compliance analysis - LTV ratio support through accurate property condition data - Property verification for lending decisions without site visits *Target users:* Mortgage lenders, banks, valuation firms ## Category & focus - Subcategories: Property Risk Scoring, Data Enrichment, Remote Inspection, Digital Twins - Insurance verticals: P&C Commercial, P&C Personal, Specialty/E&S, Reinsurance - Target customers: Carriers, Reinsurers, MGAs/MGUs, Brokers ## Notable customers - Zurich Insurance - Lansfoersaekringar - Lockton - Arcade Wonen - Kleurrijkwonen - De Alliantie ## Links - Website: - Directory profile: - Blog: - Customers: - Product \(insurance\): --- *Last updated: 2026\-05\-18*