# Spearhead

> AI\-based automotive claims management and vehicle lifecycle analysis

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Dietlikon, Switzerland |
| Founded | 2015 |
| Stage | Established |
| Funding | Acquired |

## Overview

Spearhead is a claims technology provider for P&C insurers, automotive expert organizations, and fleet operators, focused on digital accident and damage analysis for motor vehicles. Founded in 2015 in Dietlikon, Switzerland, the company offers an AI-based SaaS platform that automates automotive claims workflows by combining telematics data with machine learning and digital damage assessment tools.

The platform ingests telematics data recorded during vehicle incidents and combines it with historical damage records, technical vehicle data, and residual value information to support fully digital claims processing. This reduces reliance on manual inspections and paper-based steps, enabling insurers and appraisal organizations to handle automotive claims with fewer handoffs.

DEKRA SE, a global vehicle inspection and certification organization, acquired a 50.1% majority stake in Spearhead in July 2025, following an initial minority investment in 2021. Prior to the acquisition, Spearhead raised approximately USD 14.9M in Series A/B funding from Artemon, MCI Capital, Plug and Play Tech Center, and T.Capital. The company also operates a distribution partnership with T-Systems, a Deutsche Telekom subsidiary, for the European market.

## Products & services

### Digital Claims Management Platform

A SaaS platform for end-to-end automotive claims processing that uses telematics data, AI, and machine learning to automate the claims workflow. The system integrates telematics data from the incident with historical damage records, technical vehicle data, and residual value updates to enable fully digital processing without manual handoffs.

**Key features:**

- Telematics\-driven damage capture from vehicle sensors during incidents
- AI\-powered damage assessment using historical and current appraisal data
- Integration with vehicle systems and insurance carrier platforms
- Digital workflow that eliminates paper\-based steps and manual handoffs

*Target users:* Automotive insurers, expert and appraisal organizations, assistance companies

### Telematics Solutions

Solutions that capture vehicle data during incidents to provide data-driven documentation of damage and vehicle condition, reducing reliance on on-site manual appraisals.

**Key features:**

- Real\-time data capture from vehicle telematics systems during accidents
- Objective damage documentation from sensor readings
- Direct feed of telematics data into the claims workflow

*Target users:* P&C insurers, fleet operators, assistance companies

### Vehicle Lifecycle Management

Tools for tracking vehicle damage history, residual values, and fleet data over time, supporting leasing and rental operators with data-driven vehicle management.

**Key features:**

- Residual value tracking and updates
- Damage history aggregation across a vehicle's lifetime
- Fleet management insights for leasing and rental operators

*Target users:* Fleet and leasing companies, car rental operators

## Category & focus

- Subcategories: Automotive claims automation, telematics\-based damage assessment, vehicle lifecycle management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, TPAs

## Notable customers

- Automotive insurance companies
- Expert and appraisal organizations
- Assistance companies \(roadside assistance, towing\)
- Fleet and leasing companies
- Car rental companies

## Links

- Website: <https://www.spearhead-ag.ch>
- Directory profile: <https://insurtechlist.com/companies/spearhead/>
- Linkedin: <https://www.linkedin.com/company/spearhead-ag/>
- Press/news: <https://www.spearhead-ag.ch/news>

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*Last updated: 2026\-07\-16*