# SmartX

> Digital insurance aggregator platform enabling consumers to compare and purchase insurance online across multiple insurers in Tanzania

## At a glance

| Field | Value |
| --- | --- |
| Category | Digital Marketplace |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Dar es Salaam, Tanzania |
| Stage | Growth |
| Employees | 1-10 |
| Funding | [Unknown] |

## Overview

SmartX Limited is a Tanzanian fintech company that develops digital solutions connecting businesses across value chains. The company's primary insurtech product is BimaSokoni, a digital insurance aggregator platform licensed as a Digital Insurance Provider (DIP) by Tanzania's Insurance Regulatory Authority (TIRA).

BimaSokoni operates as an insurance marketplace where consumers compare policies from multiple insurers and brokers before purchasing online. The platform covers motor, health, life, travel, and business insurance categories. By integrating with TIRA and Tanzania Revenue Authority (TRA) systems, BimaSokoni addresses regulatory compliance requirements while accelerating insurance penetration in the Tanzanian market, where approximately 17 licensed digital insurance platforms operate.

SmartX positions insurance as a key vertical within its broader mission to create unified digital platforms that converge businesses and stakeholders through technology and service delivery.

## Products & services

### BimaSokoni Digital Insurance Aggregator

BimaSokoni is SmartX's flagship digital insurance aggregator, providing a centralized platform for insurance discovery, comparison, and online purchasing.

**Key features:**

- Quote generation within 60 seconds
- Side\-by\-side policy comparison across multiple insurers
- Digital account creation and instant policy issuance
- Integrated customer portal for policy management
- Multiple insurance categories \(motor, health, life, travel, business\)
- Regulatory compliance with TIRA Digital Insurance Provider requirements

*Target users:* Individual consumers, small businesses, insurance\-seekers in Tanzania

## Category & focus

- Subcategories: Insurance Aggregation, InsurTech Platform
- Insurance verticals: P&C, Life & Annuity, Health, Specialty
- Target customers: Consumers, Insurers, Brokers

## Links

- Website: <https://smartx.co.tz>
- Directory profile: <https://insurtechlist.com/companies/smartx/>
- Bimasokoni platform: <https://www.bimasokoni.co.tz>

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*Last updated: 2026\-06\-17*