# Smalltox

> B2B SaaS platform for insurance distribution and management

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2008 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Smalltox is an insurance management SaaS platform for brokers, distributors, and insurers in France and the broader European market. The company focuses on the distribution and lifecycle management of group insurance products across health, personal protection, and P&C lines.

Founded in 2008 by Adlen Yousfi and Sebastien Boutte, the platform delivers modular functionality covering front-office distribution workflows, administrative and financial management, group insurance processing, and underwriting with claims handling. The SaaS delivery model and webservices layer enable integration into broker and agency management systems.

With 18 years of operational experience, Smalltox serves a client base that includes mutual insurers, comparison platforms, and specialty brokers. The company was ranked 94th in the 2026 Fintech100 by Finance Innovation and has participated in Insurtech Insights Europe for consecutive years.

## Products & services

### Distribution Module

Front-office tooling and webservices for insurance brokers to manage product distribution workflows. Provides client-facing interfaces for insurance placement, quotes, and account management.

**Key features:**

- Broker\-facing client portals
- Webservice integration for distribution partners
- Insurance product placement workflows

*Target users:* Insurance brokers and distributors

### Management Module

Administrative and financial management capabilities for insurance operations including collections, financial statements, and operational recordkeeping.

**Key features:**

- Collections processing
- Financial statement generation
- Operational recordkeeping for agencies and brokers

*Target users:* Insurance agencies and brokers

### Collective Module

Utilities for group insurance management with specialized handling for French social declaration requirements and contribution calculations.

**Key features:**

- DSN \(Declaration Sociale Nominative\) processing for employee data reporting
- Contribution call calculations for collective insurance plans
- Group insurance lifecycle management

*Target users:* Brokers and insurers managing group/collective plans

### Underwriting & Claims

Purpose-built underwriting algorithms and claims handling for P&C and personal protection lines with document issuance automation.

**Key features:**

- Automated underwriting algorithms
- Claims processing for P&C and personal protection
- Document issuance automation

*Target users:* Brokers and insurers handling underwriting and claims

## Category & focus

- Subcategories: Distribution & Sales, Document Management
- Insurance verticals: P&C Personal, Health, Group Benefits
- Target customers: Brokers, Carriers, Agents/Agencies

## Notable customers

- Zenioo
- Identites Mutuelle
- M Comme Mutuelle
- Meilleurtaux Assurances
- Coverity
- Modulassur
- Kiassure

## Links

- Website: <https://www.smalltox.com>
- Directory profile: <https://insurtechlist.com/companies/smalltox/>
- Linkedin: <https://www.linkedin.com/company/smalltox>
- P&c insurance software: <https://www.smalltox.com/en/pc-insurance-software/>
- Health insurance software: <https://www.smalltox.com/en/health-insurance-software/>

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*Last updated: 2026\-07\-02*