# SkenData

> Automated building valuation and risk assessment for the insurance and finance industries

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Rostock, Germany |
| Founded | 2014 |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

SkenData is a building data and risk assessment platform for insurance carriers, banks, and brokers operating in Germany and Austria. The company provides automated property valuation, climate risk scoring, and energy efficiency assessments, enabling underwriters and lenders to replace manual appraisal processes with data-driven workflows.

The platform, branded Wert14, integrates data from 70+ sources to generate building valuations compliant with German insurance standards (NHK 1914, NHK 2010, VdS 771/772) and delivers outputs via REST API, SaaS portal, or data feed. Core product lines cover property value calculation, climate risk and ESG exposure, and energy performance certification.

Founded in 2014 by Sven Jantzen and Jon Meis, SkenData has grown to serve 150+ banking and insurance clients, including Allianz, AXA, ERGO, R+V, Signal Iduna, and Zurich. The company claims 70% market share among German financial institutions for building data solutions and has participated in accelerator programs with InsurLab Germany and Plug and Play.

## Products & services

### Value

Automated building valuation following German insurance and banking standards. Calculates replacement values using NHK 1914, NHK 2010, and VdS 771/772 methodologies. Includes address validation and automated error correction.

**Key features:**

- Standardized replacement value calculations for residential and commercial properties
- Address validation with automated correction for data quality
- Integration with insurer underwriting platforms via API

*Target users:* Property insurers, mortgage lenders, brokers

### Risk

Climate risk and damage expectation assessments for regulatory compliance and ESG reporting. Supports CSRD and MaRisk regulatory requirements.

**Key features:**

- Climate risk scoring for individual property addresses
- Damage expectation modeling for insurance loss estimation
- ESG\-aligned outputs for CSRD and MaRisk reporting

*Target users:* P&C carriers, reinsurers, financial institutions

### Energy

Energy performance certificates and renovation roadmaps with subsidy information. Provides registered energy demand certificates for properties.

**Key features:**

- Registered energy demand certificates \(Bedarfsausweis\)
- Renovation roadmaps with applicable subsidy information
- Energy performance scoring aligned with German building standards

*Target users:* Property insurers, banks, real estate lenders

### Wert14 Platform

Building operating system integrating value, risk, and energy data into a unified platform. Accessible via API and AI-powered applications SkenView and SkenConnect.

**Key features:**

- Unified data portal at portal\.wert14\.de
- OpenAPI\-compliant REST APIs for system integration
- SaaS, DaaS \(Data\-as\-a\-Service\), and API\-only delivery options
- AI\-powered applications for data visualization and connectivity

*Target users:* Insurance and financial services IT teams

## Category & focus

- Subcategories: Property Valuation, Risk Scoring, Climate Risk, ESG Reporting
- Insurance verticals: P&C Commercial, P&C Personal, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Allianz
- AXA
- ERGO
- R\+V Versicherung
- Signal Iduna
- Zurich
- Uniqa
- HDI
- VHV
- Alte Leipziger
- Concordia Versicherungen
- BGV Versicherungen
- Inter Versicherungsgruppe
- Sparkasse

## Links

- Website: <https://www.skendata.com>
- Directory profile: <https://insurtechlist.com/companies/skendata/>
- Linkedin: <https://www.linkedin.com/company/skendata>
- Client portal: <https://portal.wert14.de>

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*Last updated: 2026\-05\-18*