# SIMULYTIC

> Autonomous vehicle risk scoring for insurance carriers

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Munich, Germany |
| Founded | 2021 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Backed by Siemens AG venture; Lloyd's Lab incubator support |

## Overview

SIMULYTIC is an autonomous vehicle risk assessment platform that helps insurance carriers price and underwrite policies for autonomous vehicle deployments. Backed by Siemens AG, the company uses patented simulation and analytics technology to generate evidence-based risk profiles where traditional actuarial methods fail due to the lack of historical claims data for autonomous vehicles.

The platform generates synthetic driving histories by simulating thousands of scenarios in a virtual recreation of the real world. Using AI-powered digital twins and partnerships with mapping providers like HERE, SIMULYTIC calculates hyperlocal risk assessments that account for traffic patterns, weather, road networks, and vehicle deployment characteristics. The Automated Vehicle Deployment Risk Score (AVDRS) methodology is technology-neutral and underwriting-focused, designed specifically for insurance carriers underwriting passenger robotaxis, freight logistics, and last-mile delivery operations.

SIMULYTIC has established partnerships with major industry players including MAPFRE (insurance), HERE (mapping and simulation data), PAVE (autonomous vehicle standards), and Cesvimap (automotive research). The company addresses a critical market need as autonomous vehicles scale globally and carriers require consistent, defensible underwriting approaches for emerging deployment types.

## Products & services

### Automated Vehicle Deployment Risk Score \(AVDRS\)

Core platform for assessing autonomous vehicle deployment risk. The platform generates synthetic driving histories by simulating vehicle operations in a digital twin of the real world, accounting for location-specific variables like traffic, weather, road geometry, and operational design domain (ODD) constraints.

**Key features:**

- Synthetic driving history generation through large\-scale simulation
- Hyperlocal risk analysis \(traffic, weather, road networks, lane configurations\)
- Continuous software\-based updates without integration of proprietary AV technology
- Neutral, evidence\-based methodology independent of AV vendor
- First\-party and third\-party liability assessment

*Target users:* Insurance underwriters and carriers pricing autonomous vehicle policies; Risk managers at fleet operators and AV deployment companies

## Category & focus

- Subcategories: Risk scoring, Autonomous vehicle underwriting, Digital simulation
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers, Reinsurers

## Notable customers

- MAPFRE \(insurance underwriting partner\)

## Links

- Website: <https://simulytic.com>
- Directory profile: <https://insurtechlist.com/companies/simulytic/>
- Company: <https://simulytic.com/company>
- Linkedin: <https://www.linkedin.com/company/simulytic>

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*Last updated: 2026\-06\-17*