# Send > Transforming commercial underwriting with an intelligent, composable platform for insurers, MGAs, and reinsurers\. ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | EMEA | | Headquarters | London, England, United Kingdom | | Founded | 2017 | | Stage | Growth | | Employees | 51-200 | | Funding | Series A | ## Overview Send Technology Solutions is a London-based insurtech company that has built a composable underwriting platform purpose-built for the commercial and specialty insurance markets. Founded in 2017 by Andy Moss, Ben Huckel, and Matt McGrillis, the company set out to modernize underwriting by replacing fragmented legacy systems with a unified, cloud-native workbench that streamlines the entire underwriting lifecycle from submission through binding and beyond. The platform processes over $26 billion in gross written premium and supports more than 40 lines of business. Send serves major global insurers, MGAs, and reinsurers including Aviva, Everest, RenaissanceRe, The Hartford, Convex, and Argenta. The company delivers a 7x improvement in time-to-quote and a 65% reduction in product launch time for its customers. Send raised $10.7 million in Series A funding in 2022, led by Breega with participation from Mercia. The company has since expanded into the North American market, opening an office in New York and establishing partnerships with firms like Bowhead Specialty and Deloitte. In 2025, Send doubled its headcount and achieved ISO 42001 certification for controlled AI in underwriting. ## Products & services ### Send for Direct Underwriting A platform designed for insurers and MGAs writing open market business. It enables end-to-end quote-to-renewal management for open market risks with automated workflows and data-driven decision support. **Key features:** - Quote and rate lifecycle management - Risk workflow automation - Submission management and triage - Activity management and tracking - Data enrichment and insights *Target users:* Underwriters at carriers and MGAs handling open market commercial and specialty risks ### Send for Delegated Underwriting Purpose-built to help insurers scale delegated business with confidence. Manages delegated authority programs with oversight, control, and enhanced partner reporting. **Key features:** - Binder management - Bordereaux ingestion and processing - MGA Manager module - Post\-bind processing - Partner reporting and oversight *Target users:* Carriers and MGAs managing delegated authority programs ### Send for Reinsurance Underwriting A platform for structuring and managing reinsurance programs, providing underwriting backbone with structure, pricing, and portfolio insights. **Key features:** - Outward reinsurance management - Reinsurance program structuring and pricing - Entity management - Portfolio analytics and insights *Target users:* Reinsurers and carriers managing reinsurance programs ### Smart Submission An AI-powered product that uses generative AI to automate the submission intake process, helping carriers save time and increase their win rate. **Key features:** - Automated submission parsing and triage - AI\-driven data extraction - Appetite matching - Streamlined broker\-to\-underwriter workflow *Target users:* Underwriting teams processing high volumes of submissions ## Category & focus - Subcategories: Underwriting workbench, submission management, delegated authority management, reinsurance underwriting - Insurance verticals: P&C Commercial, Specialty/E&S, Reinsurance - Target customers: Carriers, MGAs/MGUs, Reinsurers ## Notable customers - Argenta - Aviva - Bowhead Specialty - Convex - Dale Underwriting Partners - Everest - IGI - Mosaic - NWRE - Oak Global Re - RenaissanceRe - The Hartford - Westfield ## Links - Website: - Directory profile: - Blog: - News: - Team: - About: - Awards: - Linkedin: - Solutions: --- *Last updated: 2026\-03\-25*