# Sebaot Software

> Core administration and portfolio management software for Paraguay's insurance industry\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Asuncion, Paraguay |
| Founded | 1995 |
| Stage | Established |
| Funding | Bootstrapped |

## Overview

Sebaot Software is a policy administration and portfolio-management software provider for insurance companies, brokerages, and independent agents in Paraguay's P&C insurance market. Founded in 1995 and based in Asuncion, the company has operated as a privately held, self-funded software house serving the insurance sector exclusively since its founding.

The company's core product, Intersebaot, is a policy administration system covering emissions, claims, treasury, reinsurance, collections, accounting, and HR for insurers. Companion products extend the same data model to other participants in the distribution chain: Sebaot Broker's manages brokerage portfolios and integrates with Intersebaot, Sebaot 128 supports individual agents with multi-insurer commission tracking and compliance with Paraguay's Regulation 128/12, and Sebaot CRA tracks insurance coverage across asset classes for corporate risk managers. A set of companion web and mobile applications cover policyholder self-service, claims reporting, inspection, and collections.

According to the company, 32 of Paraguay's approximately 37 insurance companies, roughly 86% of the national insurance market, run on Sebaot's systems, and more than 200 individual agents use Sebaot 128. No external funding, investors, or acquisitions were identified; the company appears to have grown on client revenue since 1995.

## Products & services

### Intersebaot

Core administration system for insurance companies, with modules for emissions, claims, treasury, reinsurance, collections, accounting, and human resources.

**Key features:**

- Risk cumulus control and automated reinsurance cessions
- Automated regulatory reporting and accounting entries
- Mass file uploads and document digitization
- Real\-time analytics and reporting

*Target users:* Insurance companies

### Sebaot Broker's

Portfolio-control system for insurance brokerages that integrates with Intersebaot.

**Key features:**

- Client record, policy, and claims tracking
- Commission\-flow management
- Automated electronic books for regulatory record\-keeping
- Sales and renewal management, mass data migration

*Target users:* Insurance brokerages

### Sebaot 128

Portfolio-management system for individual insurance agents.

**Key features:**

- Multi\-insurer operation
- Automatic compliance with Paraguay's Regulation 128/12
- Commission tracking by policy and company
- Web\-based automatic updates

*Target users:* Individual insurance agents \(200\+ reported users\)

### Sebaot CRA

Corporate risk-control platform, launched December 2014, that tracks insurance coverage across asset categories (life, fire, transport, auto, liability, agricultural, and others) for enterprises and corporate groups. Integrates with Intersebaot and supports multi-company groups.

*Target users:* Corporate risk managers, multi\-company groups

### Supporting web/mobile applications

A family of companion apps: Sebaot Web, Service Verifier, an Insured Portal for policyholder self-service, a Corporate Claims Portal, a Workshop webapp for auto-repair-shop coordination, and Inspection, Collections, and Claims apps, several available on tablet and mobile.

## Category & focus

- Subcategories: Policy Administration, Agency/Broker Management, Corporate Risk Management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, Brokers, Agents/Agencies

## Notable customers

- Aesa Seguros
- Atlas Seguros
- Basa Seguros
- Central Seguros
- Fenix Seguros
- Royal Seguros
- Sudameris Seguros
- Ueno Seguros
- Grupo AJ Vierci \(Sebaot CRA\)
- Banco Basa, Banco GNB, Interfisa Banco \(bank\-affiliated insurance operations\)

## Links

- Website: <https://www.sebaot.com/>
- Directory profile: <https://insurtechlist.com/companies/sebaot-software/>
- News: <https://www.sebaot.com/Novedades.html>
- Facebook: <https://www.facebook.com/profile.php?id=145776042299145>
- Linkedin: <https://www.linkedin.com/company/sebaot-software>
- Products: <https://www.sebaot.com/Productos.html>

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*Last updated: 2026\-08\-09*