# Savvi Insurance > Homeowners insurance bundled with smart home technology for proactive loss prevention\. ## At a glance | Field | Value | | --- | --- | | Type | Carrier | | Region | NA | | Headquarters | Charlotte, North Carolina, USA | | Founded | 2022 | | Stage | Startup | | Employees | 1-10 | ## Overview Savvi Insurance is a direct-to-consumer homeowners insurance carrier offering personal lines coverage paired with smart home hardware and monitoring technology. Founded in 2022 by Mark Coons and George Palmer, the company launched in Virginia in August 2022 and has been expanding across Eastern U.S. states. Policies are underwritten through Lloyd's of London and other A-rated carriers, providing surplus lines capacity for the product. Savvi's model centers on loss prevention rather than claims response. At policy inception, the company delivers and installs a 10-point smart home kit that includes water leak sensors, door and window contacts, motion sensors, smoke and fire detectors, and security cameras. Policyholders receive 24/7 professional monitoring, a cyber defense solution, and real-time mobile alerts through the Savvi app. The company also offers HomeCare360, a bundled service suite covering contractor repair networks and member rewards. Policies can be bound digitally in under five minutes through the company's online quote engine. Savvi operates as a small, early-stage company with a bootstrap-oriented capital structure. The company received a pre-seed investment of USD 10,000 in January 2021. Financial metrics such as direct written premium and combined ratio are not publicly disclosed. Savvi is a Pledge 1% member, committing a portion of smart home system donations and volunteer hours to community initiatives. ## Links - Website: - Directory profile: - Blog: - Quote: - Careers: - Linkedin: --- *Last updated: 2026\-05\-18*