# Sapiens

> Empowering insurers with intelligent SaaS\-based software solutions for digital transformation

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Holon, Israel |
| Founded | 1982 |
| Stage | Enterprise |
| Employees | 1000+ |
| Funding | Acquired |

## Overview

Sapiens International Corporation is a global leader in intelligent insurance SaaS-based software solutions, serving over 600 customers across more than 30 countries. Founded in 1982 and headquartered in Holon, Israel, Sapiens has built a comprehensive insurance platform that helps carriers harness the power of AI and advanced automation across property and casualty, workers' compensation, life insurance, and reinsurance operations.

With more than 40 years of industry expertise, Sapiens offers pre-integrated, low-code capabilities across core, data, and digital domains. The company's cloud-first approach accelerates digital transformation for insurers worldwide, enabling them to future-proof their organizations with operational excellence in a rapidly changing marketplace.

In December 2025, Sapiens was acquired by Advent International, a leading global private equity investor, for $2.5 billion ($43.50 per share). The company generated $542.4 million in revenue in 2024, with its Insurance segment contributing 96% of total revenue.

## Products & services

### CoreSuite for Property & Casualty

Award-winning digital platform delivering superior customer experiences for P&C insurers with cloud-based policy administration, underwriting, billing, and claims management.

**Key features:**

- Streamlined policy administration and underwriting
- Integrated billing and claims management
- Flexible, modular cloud\-based architecture
- Rapid product launch capabilities

*Target users:* P&C Carriers, Underwriters, Claims Teams

### CoreSuite for Life & Annuities

Modern policy administration platform supporting the end-to-end lifecycle of life and annuity products, tailored for the North American market.

**Key features:**

- End\-to\-end policy lifecycle management
- Built\-in analytics and AI\-powered decision support
- Digital engagement and regulatory\-ready workflows
- Pre\-integrated with IllustrationPro, ApplicationPro, and UnderwritingPro

*Target users:* Life & Annuity Carriers

### DigitalSuite

Cloud-native modular platform enabling insurers to build, enhance, and scale digital capabilities across all lines of business.

**Key features:**

- Omnichannel engagement and self\-service options
- Persona\-based portals and reusable digital assets
- Core\-agnostic integration \(works with Sapiens or third\-party systems\)
- Total Experience \(TX\) approach integrating customer, employee, and operational value

*Target users:* Carriers, Policyholders, Agents

### DataSuite

Data management solution empowering insurers to produce actionable insights and maximize data value for smarter decision-making.

**Key features:**

- DataHub high\-performance datastore
- Real\-time streaming and data consolidation
- Unified customer, agent, and broker profiles
- Business intelligence designed for insurance markets

*Target users:* Data Teams, Actuaries, Business Analysts

### Workers' Compensation Platform

Premier technology platform for workers' compensation carriers, state funds, and provincial funds with purpose-built functionality.

**Key features:**

- Out\-of\-the\-box functionality for complex benefit calculations
- Support for state/provincial funds, private insurers, and TPAs
- Data model\-driven configuration
- Consistent user experience across functional components

*Target users:* Workers' Comp Carriers, State Funds, TPAs

### ReinsurancePro

Full-spectrum reinsurance management software handling contract definition through claims and statutory reporting.

**Key features:**

- Management of ceded, retroceded, treaty, and facultative reinsurance
- Automated underwriting and administration
- Customized billing and first notice of loss
- Cash management and statutory compliance

*Target users:* Reinsurers, Cedents, Reinsurance Teams

### ReinsuranceMaster

Automated reinsurance calculations and processes with superior business practices and operational support.

**Key features:**

- Automated workflows for reinsurance operations
- Full auditing and statutory compliance support
- Proportional and excess reinsurance handling

*Target users:* Reinsurance Operations Teams

### ClaimsPro

Sophisticated claims management solution with Celent Luminary rating for workflow efficiency.

**Key features:**

- Advanced claims assignment process
- Workflow efficiency optimization
- Integration with core systems

*Target users:* Claims Adjusters, Claims Managers

### Decision Management

Enterprise decision management tools empowering business leaders to manage decisions directly.

**Key features:**

- Flexible integration with multiple policy administration systems
- Business\-user decision management
- Rules engine and automation

*Target users:* Business Leaders, Underwriters

## Category & focus

- Subcategories: Policy Administration, Claims Management, Billing, Digital Engagement, Data & Analytics, Reinsurance
- Insurance verticals: P&C Personal, P&C Commercial, Life & Annuity, Workers Compensation, Reinsurance
- Target customers: Carriers, Reinsurers, TPAs

## Notable customers

- Penn National Insurance
- Nassau Financial
- Encova Insurance
- Continental General
- Hiscox
- Absa Life

## Links

- Website: <https://sapiens.com>
- Directory profile: <https://insurtechlist.com/companies/sapiens/>
- About: <https://sapiens.com/about/>
- Careers: <https://sapiens.com/careers/>
- Newsroom: <https://sapiens.com/newsroom/>
- Products: <https://sapiens.com/products/>
- Customers: <https://sapiens.com/customers/>
- Resources: <https://sapiens.com/resources/>
- Leadership: <https://sapiens.com/about/leadership/>
- North america: <https://sapiens.com/us/>

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*Last updated: 2026\-03\-25*