# Sandis > Core policy platform for MGAs, coverholders, and agencies that reuses existing Excel rating models and deploys in about a month\. ## At a glance | Field | Value | | --- | --- | | Category | Core Administration | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Warsaw, Poland | | Founded | 2017 | | Stage | Growth | | Employees | 11-50 | ## Overview Sandis is a core insurance software platform for MGAs, coverholders, and insurance agencies operating in the property and casualty market. The cloud-native SaaS system covers the full policy lifecycle -- issuance, endorsements, cancellations, renewals, and claims notifications -- alongside a real-time rating engine and multi-tier distribution management for retail agents, wholesale brokers, program administrators, and specialty producers. A distinguishing feature is Excel model compatibility: MGAs and agencies can reuse existing Excel-based rating and underwriting models directly in the platform rather than redeveloping pricing logic for a new system. Sandis also offers commission handling across distribution hierarchies, a white-label option for partners who want to present the platform under their own brand, and APIs for embedding policy issuance and distribution into partner or carrier digital experiences. The company positions deployment speed as a core differentiator, citing roughly one month to launch new insurance products versus the months or years typical of legacy policy administration systems. Founded in Warsaw by Marcin Bobruk (CEO) and Dawid Cywka (CTO), Sandis has more than a decade of experience building insurance distribution platforms and has deployed across Poland, other parts of Europe, the United States, and Chile, supporting 100+ insurance products across auto, property, GAP, service contracts, and other specialty lines with multi-currency and multi-language support. The platform integrates with carriers including Allianz, Helvetia, and AmTrust, and with pricing partner Quantee for API-based rating. ## Products & services ### Insurance Policy Software \(Policy Administration\) Automates end-to-end policy lifecycle management, including quote-to-bind, document generation, endorsements, cancellations, renewals, claims notifications, and compliance workflows such as statutory reporting, producer licensing tracking, and rate filing compliance, with full audit trails. **Key features:** - Straight\-through processing for policy issuance - Full audit trail across the policy lifecycle - 99\.6% uptime SLA \(as stated by the company\) *Target users:* MGAs, coverholders, and insurance agencies ### Insurance Rating Engine Real-time pricing and quote generation that supports Excel-based rating models directly, alongside external and third-party rating engines and table-based rates, without requiring IT involvement to change product configuration. **Key features:** - Direct compatibility with existing Excel rating models - Support for external and table\-based rating engines - Product configuration cycle measured in weeks rather than months *Target users:* MGAs and agencies with in\-house actuarial or underwriting models ### Distribution Management Configures multiple levels of distribution hierarchy -- retail agents, wholesale brokers, program administrators, and specialty producers -- for MGAs, coverholders, and agencies managing multi-tier producer networks. **Key features:** - Unlimited distribution hierarchy levels - Producer network management across retail and wholesale channels *Target users:* MGAs and coverholders managing multi\-tier distribution networks ### Commission Handling Automated commission calculation across distribution hierarchies. *Target users:* MGAs and agencies with multi\-tier producer commission structures ### White\-Label Platform A brand-customization layer that lets partner MGAs and agencies present the platform under their own brand. *Target users:* MGAs and agencies seeking a branded distribution platform ### Insurance APIs / Embedded Insurance APIs for embedding Sandis-powered distribution and policy issuance into partner or carrier digital experiences. *Target users:* Carriers and partners building embedded insurance experiences ## Category & focus - Subcategories: Policy Administration, Distribution Management, Rating Engine, Commission Management - Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S - Target customers: MGAs/MGUs, Agents/Agencies, Brokers ## Links - Website: - Directory profile: - Linkedin: - Demo/contact: --- *Last updated: 2026\-08\-09*