# Rock\.estate

> Building data and risk assessment platform enabling insurers to streamline underwriting and customer onboarding

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Brussels, Belgium |
| Founded | 2017 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Rock.estate is a data enrichment platform specializing in automated building assessment and risk evaluation for insurance and financial services. Founded in 2017, the company uses open geodata sources and AI to extract building characteristics and generate valuation estimates from address alone. This enables property insurers to digitize customer onboarding, replace lengthy risk questionnaires with address-based entry, and streamline underwriting workflows without compromising risk assessment accuracy.

The platform delivers nationwide coverage in Belgium and serves major European insurers including AXA, Belfius Insurance, Argenta, and ING. Rock.estate's technology supports multiple use cases across insurance, mortgage lending, energy, and real estate sectors, with particular strength in property insurance where it has demonstrated significant traction replacing manual data collection processes.

The company operates profitably as a bootstrapped business with a 20+ person team bringing over 30 years of combined experience in financial services and insurance.

## Products & services

### Building Data Platform

Core SaaS platform providing instant access to comprehensive building characteristics by address lookup.

**Key features:**

- Address geocoding and property identification
- Automated extraction of building attributes \(parcel area, living area, floor count, construction details\)
- Risk factor assessment \(flood risks, solar panels, swimming pools, structural condition\)
- 3D building models for visual verification and customer communication

*Target users:* Property insurers, mortgage lenders, real estate platforms

### Valuation Services

Automated calculation of property transaction and reconstruction values based on address and building characteristics.

**Key features:**

- Reconstruction value estimation for insurance underwriting
- Transaction value benchmarking
- Data\-driven premium calculation support

*Target users:* Insurers, brokers, appraisers

### Portfolio Enrichment

Data quality screening and enrichment for existing insurance portfolios, including identification of claim drivers and pricing model inputs.

**Key features:**

- Portfolio data remediation
- Claim driver identification from building characteristics
- Pricing model development support

*Target users:* Carriers, underwriting teams

## Category & focus

- Subcategories: Data enrichment, Risk scoring, Building assessment
- Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S
- Target customers: Carriers, Brokers, Financial institutions

## Notable customers

- AXA — property data partnerships and insurance products
- Belfius Insurance — building data for insurance underwriting
- Argenta — mortgage and property insurance applications
- ING — financial services and lending integrations
- Corona Direct \(now Belfius Direct Verzekeringen\) — simplified home insurance product with address\-only underwriting
- Essent — insurance and energy sector applications
- Engie — energy sector applications
- Zimmo — real estate pricing integration \(Prijswijzer\)
- Yuzzu — fintech platform integration

## Links

- Website: <https://www.rock.estate>
- Directory profile: <https://insurtechlist.com/companies/rock-estate/>
- About: <https://www.rock.estate/about>
- Press: <https://www.rock.estate/press>
- Careers: <https://www.rock.estate/jobs>
- Linkedin: <https://be.linkedin.com/company/rockestate>
- Insurance solutions: <https://www.rock.estate/industries/insurance>

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*Last updated: 2026\-06\-16*