# Roamly > The first embedded insurtech for travel and adventure enthusiasts ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | NA | | Headquarters | Austin, Texas | | Founded | 2019 | | Stage | Growth | | Employees | 51-200 | ## Overview Roamly Insurance Group is a digital managing general agent (MGA) specializing in insurance for recreational vehicles, travel, and the shared mobility economy. Born out of Outdoorsy, the world's largest RV rental marketplace, Roamly was created to address the gap left by traditional insurers who failed to keep up with the recreational and sharing economy industries. The company offers a digital-first insurance experience for RV owners, motorcyclists, boaters, ATV riders, and travelers. Roamly has grown rapidly, reporting over 100% year-over-year growth with more than $54 million in written premium on its platform and $110 million or more in total coverage. In addition to its consumer-facing insurance products, Roamly operates an enterprise platform (Roamly Enterprise) that provides AI-enabled software modules for insurance companies to develop products, increase speed to market, and mitigate risk. In July 2025, Roamly received Lloyd's coverholder approval, enabling the company to introduce new offerings faster for marketplaces across the United States and Canada. The company was also named a Celent 2025 Model Insurer Award winner for Innovation Execution, recognized for its proprietary Actuarial Rater tool that transforms how actuaries manage and deploy rating plans. ## Products & services ### RV Insurance Industry-first digital RV insurance that eliminates the commercial-use exclusion clause, allowing RV owners to rent out their vehicles while maintaining full coverage. **Key features:** - No rental restrictions on recreational vehicles - Coverage for full\-time RVers and part\-time renters - Digital quote\-to\-bind experience - Multiple carrier options for competitive pricing *Target users:* RV owners, RV rental marketplace participants *Distribution:* Direct\-to\-consumer, embedded in Outdoorsy marketplace, agent network ### Motorcycle Insurance Digital motorcycle insurance with competitive rates from top carriers. **Key features:** - Liability, collision, and comprehensive coverage - Uninsured/underinsured motorist protection - Custom parts and accessories coverage - Multi\-carrier quoting *Target users:* Motorcycle owners and riders *Distribution:* Direct\-to\-consumer via roamly\.com ### Boat Insurance Marine insurance for boat owners with digital-first quoting and binding. **Key features:** - Hull and liability coverage - Personal effects coverage - Towing and assistance - Multi\-carrier comparison *Target users:* Boat owners and water sports enthusiasts *Distribution:* Direct\-to\-consumer via roamly\.com ### Travel Insurance Global travel insurance product designed for international travelers, developed in partnership with International Medical Group (IMG), a subsidiary of SiriusPoint Ltd. **Key features:** - Trip cancellation coverage including COVID\-19 diagnoses - Medical emergency coverage - Travel delay and interruption - Baggage loss and delay *Target users:* International travelers \(US to Europe and Europe to US\) *Distribution:* Embedded in travel marketplaces, direct\-to\-consumer ### Roamly Carshare Insurance platform built for carshare and mobility marketplaces, combining machine learning, telematics, and AI for automated underwriting and claims. **Key features:** - Real\-time risk assessment via telematics - Automated claims processing - Precision risk solutions using generative and agentic AI - Seamless marketplace integration *Target users:* Carshare marketplaces, fleet operators, mobility providers, transportation network companies *Distribution:* API\-first embedded insurance ### Roamly Enterprise Platform All-in-one platform for launching, running, and growing digital insurance programs. Provides AI-enabled software modules for the entire insurance lifecycle. **Key features:** - Policy management \(quoting, underwriting, billing, payments, renewals\) - Rules\-based underwriting modifiable without engineering - Actuarial rate loading, testing, and deployment at scale - Program design and third\-party administration - Embedded insurance via real\-time Quote\-to\-Bind APIs *Target users:* Insurance companies, MGAs, marketplaces, dealerships, warranty providers *Distribution:* B2B platform \(SaaS\) ## Links - Website: - Directory profile: - About: - Claims: - Linkedin: - Enterprise platform: --- *Last updated: 2026\-03\-25*