# riskine

> White\-label digital advisory and sales software for insurance and financial institutions

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Vienna, Austria |
| Founded | 2016 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Acquired |

## Overview

riskine is a distribution and sales technology provider for insurance companies, banks, and financial distributors. Founded in 2016 in Vienna, Austria, the company builds white-label digital advisory and sales software that enables financial institutions to deliver compliant, customer-centric advisory across in-person, self-service, and hybrid sales channels.

The platform centers on ALIS (Intelligent Financial Planning Algorithm), a modular system of 40+ API-based components that supports lead generation, financial needs analysis, product recommendation, and policy closing. The software is delivered as configurable white-label front-end applications combined with REST API services, with typical integration time of 3 to 5 months. Clients in the Life & Annuity vertical use it to meet EU regulatory requirements for financial advice while improving conversion rates.

riskine serves over 50 clients -- insurance companies, financial distributors, and banks -- across 12 European markets. In May 2024, the company was acquired by BSI Business Systems Integration AG, a Swiss CRM and customer experience software provider, to strengthen BSI's insurance industry logic and extend its footprint in Austria and Central/Eastern Europe.

## Products & services

### ALIS \-\- Intelligent Financial Planning Algorithm

riskine's core platform combining 40+ modular API services into a lifecycle advisory model. The algorithm positions objective risks, risk preferences, and customer goals at the center of the advice process and supports lead generation, advisory delivery, and policy closing from a single platform.

**Key features:**

- 40\+ REST API modules with third\-party plugin support
- White\-label front\-end configurable per institution
- Supports in\-person, self\-service, and hybrid advisory channels
- Regulatory\-compliant financial advice workflows for EU markets

*Target users:* Insurance companies, banks, and financial distributors

### Private Customer Advisory

Digital advisory solution for retail customers of banks and insurance companies. Covers self-service portal, personal channel, and hybrid advisory scenarios with built-in regulatory compliance for financial advice.

**Key features:**

- Self\-service portal for independent customer journeys
- Personal channel support for agent\-assisted advice
- Hybrid mode combining self\-service and advisor interaction
- EU regulatory compliance for financial advisory processes

*Target users:* Retail insurers and retail banking divisions

### Business Customer Advisory

Advisory solution for commercial and SME customers of financial institutions. Enables advisors to conduct structured financial planning conversations with business owners.

**Key features:**

- Commercial customer financial needs analysis
- SME insurance product recommendation
- Advisor workflow support for business advisory

*Target users:* Commercial insurers and business banking divisions

## Category & focus

- Subcategories: Digital Advisory, Financial Planning Software, Sales Enablement, Quote\-to\-Bind
- Insurance verticals: Life & Annuity, Group Benefits
- Target customers: Carriers, Brokers, Agents/Agencies

## Notable customers

- Generali Austria
- OBV
- TOGETHER CCA
- Zurich Insurance \(Austria\)
- Vienna Insurance Group \(VIG\)
- Wefox

## Links

- Website: <https://www.riskine.com/en/>
- Directory profile: <https://insurtechlist.com/companies/riskine/>
- Blog: <https://sites.riskine.com/en/news>
- Api docs: <https://docs.riskine.com/>
- Linkedin: <https://www.linkedin.com/company/riskine>

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*Last updated: 2026\-06\-05*