# RIQ

> AI\-native global reinsurance carrier based in Abu Dhabi Global Market

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | EMEA |
| Headquarters | Abu Dhabi Global Market (ADGM), United Arab Emirates |
| Founded | 2025 |

## Overview

RIQ is a reinsurance carrier domiciled in Abu Dhabi Global Market (ADGM), providing capacity for P&C and specialty risks including clean energy and energy sector exposures, with global risk origination targets. The company launched in June 2025 as a joint initiative of IHC, BlackRock, and Lunate.

Underwriting at RIQ runs on a proprietary AI platform that applies machine learning and advanced analytics alongside human expertise to evaluate risks and structure capacity. The approach is designed to reduce submission-to-decision time and to handle complex risk profiles that benefit from pattern recognition across large data sets.

The company is capitalized at over USD 1 billion in equity from its three founding partners. IHC, the Abu Dhabi-based investment and holding company, serves as both equity investor and anchor cedant, with a ten-year risk transfer commitment exceeding USD 500 million. CEO Mark Wilson has senior leadership experience in European and Asian insurance markets; Chairman Dr. Sultan Ahmed Al Jaber leads several Abu Dhabi energy sector institutions in parallel roles.

## Links

- Website: <https://riq.co>
- Directory profile: <https://insurtechlist.com/companies/riq/>
- Linkedin: <https://www.linkedin.com/company/riq-reinsurance>

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*Last updated: 2026\-07\-23*