# Protosure

> No\-code insurance product development platform for carriers, MGAs, and distribution partners

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Honolulu, Hawaii |
| Founded | 2017 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Seed |

## Overview

Protosure is a cloud-based, no-code insurance product development platform founded in 2017 and headquartered in Honolulu, Hawaii. The company enables insurers, MGAs, and distribution partners to rapidly design, prototype, and launch insurance products without programming, using a visual interface covering submission forms, underwriting rules, rating calculations, and policy issuance.

Protosure addresses the long product development cycles that have historically constrained insurance carriers by abstracting technical complexity behind a business-user-friendly interface. Actuaries, product managers, and underwriters can build and modify insurance products directly without involving software engineers, compressing timelines dramatically.

The platform has demonstrated meaningful market traction with deployments in both North American and Japanese insurance markets, with documented evidence of reducing development time by up to 60% for large carrier implementations.

## Products & services

### No\-Code Product Builder

Visual drag-and-drop platform for designing insurance products including coverage terms, exclusions, limits, and conditions without programming.

**Key features:**

- Address validation and conditional logic in submission forms
- Stripe payment integration for premium collection
- Configurable underwriting eligibility rules using spreadsheet formula syntax

*Target users:* Product managers, underwriters, actuaries

### Spreadsheet\-Based Rating Engine

Direct upload and execution of existing rating spreadsheets in the cloud, enabling actuarial teams to configure and update rates without coding.

**Key features:**

- Upload and run existing actuarial rating spreadsheets
- Multiple warning types for underwriting risk appetite controls
- No re\-engineering of existing actuarial models required

*Target users:* Actuaries, underwriting teams

### Policy Issuance

Automated policy document generation and delivery supporting PDF and Word template formats.

**Key features:**

- Unlimited policy document creation
- PDF and Word output formats
- Automated delivery workflows

*Target users:* Operations teams, underwriting staff

### Reporting & Analytics

Customizable submission tracking with exportable reports and advanced search capability.

**Key features:**

- CSV and XLSX export formats
- Supersearch for single\-field search across all customer data
- Customizable submission tracking dashboards

*Target users:* Operations managers, underwriters

## Category & focus

- Subcategories: No\-Code Product Builder, Rating Engine, Submission Management
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers, MGAs/MGUs, Brokers

## Notable customers

- \*\*Sompo Japan Insurance\*\* \-\- Deployed Protosure for an insurance sales management system for corporate insurance products; reduced development time from over 18 months to approximately 8 months \(60% reduction\)

## Links

- Website: <https://protosure.io/>
- Directory profile: <https://insurtechlist.com/companies/protosure/>
- Linkedin: <https://www.linkedin.com/company/protosure>
- Crunchbase: <https://www.crunchbase.com/organization/protosure>

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*Last updated: 2026\-06\-05*