# Polko > Multi\-carrier quoting and policy management for Argentine insurance producers ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | Solutions Provider | | Region | LATAM | | Headquarters | Córdoba, Argentina | | Founded | 2020 | | Stage | Growth | | Employees | 11-50 | | Funding | Bootstrapped | ## Overview Polko is a distribution and management platform for insurance producers (PAS -- Productores Asesores de Seguros) in Argentina. The platform connects producers with multiple insurance companies and end clients, enabling them to quote and issue policies across carriers from a single interface without requiring separate access to each insurer's systems. The platform provides a multi-carrier quoting and issuance engine, personalized digital producer channels for client self-service, portfolio and commission management tools, and AI-assisted capabilities including virtual assistants, predictive risk analytics, and fraud detection. Policies can be issued in minutes, and producers can share personalized web pages that let clients obtain quotes and bind coverage independently. Polko was founded in 2020 by three brothers -- Luciano, Franco, and Guido Fraire -- during the pandemic, growing out of a digitalization experiment within a traditional Argentine insurance firm. The company now employs 38 people across Córdoba and Buenos Aires. As of early 2026, the platform serves over 3,000 active producers and recorded 153% year-over-year growth in monthly policy emissions between April 2025 and April 2026, with approximately 2,000 policies processed in January 2026 alone. ## Products & services ### Multi\-Carrier Quotation and Issuance Engine Enables producers to generate simultaneous quotes from seven or more insurance companies through a single interface and issue policies in minutes rather than hours. Includes personalized PDF quote generation and portfolio tracking. **Key features:** - Simultaneous multi\-carrier quoting - In\-platform policy issuance - Personalized PDF quote generation *Target users:* Insurance producers \(PAS\) in Argentina ### Digital Producer Channels Provides each producer with a personalized web page through which clients can obtain quotes and bind policies without direct producer involvement, extending the producer's reach into digital channels. **Key features:** - Personalized producer landing pages - Client self\-service quoting and issuance - Digital channel expansion for producers *Target users:* Insurance producers and their end clients ### Portfolio Management and Analytics Tools for tracking client portfolios, production agreements, and commission structures, including retention management and per-policy bonus incentive programs. **Key features:** - Client portfolio tracking - Commission and incentive tracking - Retention management tools *Target users:* Insurance producers ### AI\-Powered Features Artificial intelligence capabilities embedded in the platform, including virtual assistants, predictive analytics for risk assessment, task automation, and fraud prevention tools. **Key features:** - Virtual assistant for producer workflows - Predictive analytics for risk assessment - Fraud detection - Task automation *Target users:* Insurance producers and carrier partners ## Category & focus - Subcategories: Multi\-carrier quoting, Agency management, Producer management platform - Insurance verticals: P&C Personal, P&C Commercial - Target customers: Agents/Agencies ## Notable customers - 10\+ Argentine insurance companies integrated as carrier partners ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-07\-08*