# Polis\.Online

> B2B insurance policy issuance and aggregation platform for agents, brokers, and partners in Russia

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Saint Petersburg, Russia |
| Founded | 2019 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Polis.Online is a distribution and sales platform for insurance agents, brokers, and intermediaries in the Russian market. The platform aggregates over 20 insurance carriers -- including Sberbank Insurance, Alfa Insurance, Ingosstrakh, and Renaissance Insurance -- into a single web interface for policy issuance across property, auto, travel, and specialty lines.

The platform is delivered as a SaaS service and connects to carrier systems via REST-based APIs for real-time policy processing. Core capabilities include automated vehicle data lookup via license plate, direct client payment routing to carriers, CRM-like partner management, and a white-label widget product enabling webmasters, real estate portals, and auto dealerships to embed insurance distribution into their own properties.

Polis.Online operates as both a software platform and a licensed insurance intermediary, generating revenue through agent commissions of 10-60% depending on the product line. The company is a Skolkovo Foundation grantee and is listed in the Russian Software Registry (no. 2022663841).

## Products & services

### Policy Issuance Platform

Unified web interface for issuing insurance policies across 20+ Russian insurance carriers in real time. Supports OSAGO, CASCO, property, travel, sports, and specialty product lines.

**Key features:**

- Single\-window access to 20\+ carrier product catalogs
- Real\-time policy processing including weekend availability
- Automated vehicle data population via license plate lookup
- Direct client payment routing to insurance providers

*Target users:* Self\-employed insurance agents, brokers, real estate professionals

### White\-Label Widget

Embeddable insurance distribution module for third-party websites and digital platforms, enabling partners to offer policy issuance without building carrier integrations.

**Key features:**

- Customizable branding for partner sites
- Full policy issuance capabilities embedded in external platforms
- Commission\-based revenue model for distribution partners

*Target users:* Webmasters, real estate portals, auto dealerships, legal entities building partner networks

### Client and Portfolio Management Tools

CRM-like functionality for agents to manage client records, track issued policies, and maintain ongoing relationships within the platform.

**Key features:**

- Client database management
- Policy portfolio tracking
- Partner performance reporting

*Target users:* Insurance agents and brokers managing multi\-policy client relationships

### Property Insurance Module

Specialized module for mortgage insurance, apartment insurance, installment plan insurance, and home insurance products.

**Key features:**

- Mortgage lender integration support
- Commission structure of 40\-45% on property products
- Multiple property product types in one workflow

*Target users:* Real estate developers, realtors, mortgage brokers

## Category & focus

- Subcategories: Insurance Aggregator, Agent Platform, White\-Label Distribution, Embedded Insurance
- Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S
- Target customers: Agents/Agencies, Brokers

## Notable customers

- Self\-employed insurance agents
- Insurance brokers
- Real estate developers and realtors
- Webmasters and site owners
- Auto dealerships

## Links

- Website: <https://b2b.polis.online>
- Directory profile: <https://insurtechlist.com/companies/polis-online/>
- Careers: <https://b2b.polis.online/team>

---

*Last updated: 2026\-06\-08*
