# Plutas Analytics

> Parametric insurance and climate risk intelligence for insurers and financial institutions\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Hyderabad, India |
| Founded | 2024 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Plutas Analytics is a parametric insurance and climate risk intelligence platform provider serving insurers, financial institutions, and rural lenders in India. Founded in 2024 and based in Hyderabad, the company develops AI-powered tools that enable carriers and non-banking financial companies (NBFCs) to deploy parametric climate cover and integrate climate risk data into underwriting and credit decisions.

The company offers three SaaS products: Plutas Insure, a parametric insurance platform for extreme weather coverage; Plutas Foresight, a climate risk intelligence tool with GIS-based hazard mapping and scenario modeling; and Plutas CredShield, a climate-adjusted credit scoring engine for microfinance and rural lenders. The platform integrates PIN-code level hazard data to support automated claims processing and faster underwriting.

Plutas is bootstrapped and operates in the early-stage parametric insurance space within APAC. The company targets a segment where climate-related income loss affects small businesses and agricultural borrowers, positioning its tools to reduce time-to-market for parametric insurance products from quarters to weeks.

## Products & services

### Plutas Insure

An AI-driven parametric insurance platform that protects businesses and individuals against extreme weather events including floods, heatwaves, and cyclones.

**Key features:**

- Extreme weather risk assessment and parametric pricing
- Automated claims settlement within 24 hours of trigger event
- Real\-time climate risk management dashboard

*Target users:* Insurers, MGAs, and financial institutions offering climate\-risk coverage

### Plutas Foresight

An AI and GIS-powered climate risk intelligence platform delivering hyperlocal hazard mapping, scenario modeling, and loss projections.

**Key features:**

- Hyperlocal hazard mapping at PIN\-code level
- Climate scenario modeling and loss projection
- Designed for infrastructure operators and institutional risk managers

*Target users:* Insurers, infrastructure operators, and financial institutions

### Plutas CredShield

A climate-adjusted credit scoring engine that incorporates PIN-code level hazard data alongside financial profiling for borrowers in climate-exposed regions.

**Key features:**

- Integrates climate hazard exposure into credit risk assessment
- Supports NBFCs and rural lenders in India
- PIN\-code level granularity for localized risk pricing

*Target users:* NBFCs, rural lenders, and microfinance institutions

## Category & focus

- Subcategories: Parametric Insurance, Climate Risk Analytics, Credit Scoring
- Insurance verticals: Specialty/E&S, P&C Commercial
- Target customers: Carriers, MGAs/MGUs, NBFCs

## Links

- Website: <https://plutas.ai>
- Directory profile: <https://insurtechlist.com/companies/plutas-analytics/>
- Linkedin: <https://www.linkedin.com/company/plutas-analytics>

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*Last updated: 2026\-06\-08*