# \+Simple > Digital P&C commercial insurance MGA for freelancers and SMEs in France and across Europe ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | MGA | | Region | EMEA | | Headquarters | Paris, Île-de-France, France | | Founded | 2015 | | Employees | 51-200 | ## Overview +Simple is a P&C commercial insurance MGA serving freelancers and small-to-medium businesses, with operations primarily in France and expanding across Europe. The company holds delegated underwriting authority from major carriers and operates as a digital underwriting agency, enabling applicants to obtain tailored multi-product commercial coverage through a fully digital purchase flow. The platform uses an automated scoring engine to assess risk and compile multi-product insurance packages from capacity providers including Hiscox, Allianz, Wakam, QBE, Beazley, Generali, and AXA. Applicants complete a 5-10 question questionnaire and receive a bundled commercial policy in under five minutes. The company also makes its underwriting engine and carrier connectivity available to brokers and agents via a white-label platform, allowing partners to quote, bind, and issue policies without building their own underwriting infrastructure. Founded in 2015 by Eric Mignot, Anthony Jouannau, and Salah Hamida, +Simple raised EUR 90M in growth financing from KKR in 2022 and has since expanded through four acquisitions: Créalinks (one of France's top-25 MGAs), Alians, Carl Rieck Assecuradeur (Germany), and Marintec (Italy). The company serves more than 100,000 freelancers and SMEs. ## Products & services ### Robo\-Broker Platform Consumer-facing digital platform for freelancers and SMEs. Applicants complete a short questionnaire; the platform generates a tailored insurance package covering multiple product types bundled into a single policy. The purchase flow runs entirely online from quote to binding. **Key features:** - Professional liability - Property and business interruption - Cyber risk - General liability *Target users:* Freelancers and SMEs in France and Europe *Distribution:* Direct digital \(e\-commerce\) ### White\-Label / Native Platform B2B solution for insurance brokers, agents, and carrier distribution partners. Partners embed +Simple's underwriting and quoting engine into their own systems or access a native white-label interface to quote, bind, and issue policies using +Simple's carrier connections and delegated authority. **Key features:** - Full quoting and binding workflow - Access to carrier capacity via delegated authority - Automated scoring for straight\-through processing *Target users:* Insurance brokers, agents, and carriers *Distribution:* B2B \-\- broker and agent channel ## Category & focus - Insurance verticals: P&C Commercial - Target customers: Consumers, Brokers, Agents/Agencies ## Links - Website: - Directory profile: - Linkedin: - Partners: - Corporate site: --- *Last updated: 2026\-08\-02*