# Pipo Saude

> Health benefits management platform for Brazilian employers

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Sao Paulo, Brazil |
| Founded | 2019 |
| Stage | Growth |
| Employees | 201-500 |
| Funding | Series A |

## Overview

Pipo Saude is a health benefits brokerage and management platform serving employers in Brazil. The company combines advisory services with a centralized SaaS platform that covers benefits selection, plan enrollment, employee health engagement, and ongoing cost management for corporate health insurance.

The platform offers end-to-end benefits administration: employers use it to select health plans from Brazilian insurance carriers, onboard employees, and monitor claims activity in real time. A supplementary service called Pipo Cuida provides preventative health support -- including teleconsultations, appointment coordination, and a 24/7 nurse and physician line -- aimed at reducing claims ratios and moderating premium increases.

Pipo Saude serves over 130 corporate clients covering more than 221,000 employee lives, with managed benefits contracts exceeding R$840 million in annual value. The company has raised USD 31M from investors including Thrive Capital, Monashees, and Kaszek Ventures, and acquired Convenia's brokerage operations in 2024 to expand its market reach.

## Products & services

### Benefits Platform Management

Core advisory and administration service covering benefits design, plan selection, and centralized management. The platform automates employee enrollment and termination, provides real-time reporting, and benchmarks plan options against market data from Brazilian health carriers.

**Key features:**

- Benefits package design using market benchmarking and data intelligence
- Centralized enrollment and termination automation
- Real\-time claims monitoring dashboard
- Renewal and rate adjustment management

*Target users:* HR teams and benefits administrators at mid\-size to large Brazilian companies

### Pipo Cuida \(Health Management\)

Preventative health and cost-control program designed to reduce claims ratios and limit premium adjustment increases. Combines employee health engagement with clinical support resources.

**Key features:**

- Health habit mapping and preventative alerts
- Teleconsultations and appointment booking assistance
- 24/7 access to nursing and physician support team
- Population health trend reporting for HR teams

*Target users:* Employers seeking to reduce sinistralidade \(claims ratio\) and control health plan costs

### Additional Services

**Key features:**

- Regulatory compliance support for Brazilian health benefits rules
- Sinistralidade monitoring and risk analysis
- Rate adjustment negotiation and renewal management

## Category & focus

- Subcategories: Benefits Administration, Health Benefits Brokerage, Employee Benefits Platform
- Insurance verticals: Health, Group Benefits
- Target customers: Employers

## Notable customers

- Valid \(payment processing\)
- Bemol \(retail\)
- Frubana \(food commerce\)
- Caju \(HR tech\)
- Carguero Inovacao
- Vereda

## Links

- Website: <https://www.piposaude.com.br/>
- Directory profile: <https://insurtechlist.com/companies/pipo-saude/>
- Blog: <https://www.piposaude.com.br/blog>
- Careers: <https://www.piposaude.com.br/carreiras>
- Linkedin: <https://br.linkedin.com/company/piposaude>
- Press/news: <https://www.piposaude.com.br/imprensa>

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*Last updated: 2026\-06\-29*
