# PerilPulse > HazardHub\-compatible property hazard risk API for P&C underwriting ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | NA | | Headquarters | Austin, Texas, USA | | Stage | Established | | Funding | Bootstrapped | ## Overview PerilPulse is a property hazard risk API for P&C insurance underwriters, delivering risk scores and letter grades across 25+ peril types for properties in the United States. The API returns numeric risk scores (0-100) and letter grades (A-F) for perils including flood, wildfire, earthquake, wind, hail, storm surge, lightning, landslide, tsunami, volcano, sinkhole, environmental hazards, and crime, drawing on a dataset the company describes as covering more than 150 million analyzed U.S. properties. Requests accept a street address, geographic coordinates, or parcel ID, with response times the company states are under 100 milliseconds. PerilPulse markets the API as a compatible substitute for HazardHub: endpoint structure and response schema are designed to match HazardHub's so that existing HazardHub integrations require little to no code change. The company also sells on-demand PDF hazard reports per property and publishes a migration guide for HazardHub customers switching providers. PerilPulse is operated by Underwriters Technologies, Inc., an Austin, Texas-based insurance technology company founded in 2002 and led by CEO Jay Menna; Underwriters Technologies also develops InsurSys, an underwriting suite for MGAs and program managers. No independent venture funding has been reported for PerilPulse. Pricing runs on a pay-as-you-go model (around $1.40 per query, dropping to $0.50 per query at volume of 1,000+ monthly queries) alongside a free trial. ## Products & services ### PerilPulse Hazard API RESTful API that returns property-level hazard risk scores (0-100) and letter grades (A-F) across 25+ peril types, including flood, wildfire, earthquake, wind, hail, storm surge, lightning, landslide, tsunami, volcano, sinkhole, environmental hazards, and crime, for properties in the United States. Requests accept a street address, geographic coordinates, or parcel ID. **Key features:** - Risk scores and A\-F letter grades across 25\+ hazard types - Address, coordinate, or parcel ID lookup - Response times the company states are under 100 milliseconds - Endpoint structure and response schema designed to match HazardHub, for drop\-in migration *Target users:* P&C underwriters currently using or evaluating HazardHub\-compatible hazard data ### PDF Risk Reports On-demand PDF hazard reports generated per property query, priced separately from API calls at $2.00 per report. **Key features:** - Per\-property PDF hazard summary - Priced independently from API query volume *Target users:* Underwriters needing a shareable, documented hazard report per property ### Migration Tooling A published migration guide and migration assistance for HazardHub customers switching to PerilPulse, aimed at minimizing engineering effort during the transition. **Key features:** - Published migration guide - Migration assistance included free at the volume pricing tier *Target users:* Existing HazardHub customers evaluating a switch ## Category & focus - Subcategories: Risk Scoring, Data Enrichment, Geospatial Risk Analytics - Insurance verticals: P&C Personal, P&C Commercial - Target customers: Carriers, MGAs/MGUs ## Links - Website: - Directory profile: - Support: - Documentation: --- *Last updated: 2026\-09\-02*