# Paladino Insurtech

> End\-to\-end SaaS platform for rapid insurance product design and deployment

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Zug, Switzerland |
| Founded | 2018 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Paladino Insurtech AG is a Swiss SaaS platform provider for the insurance industry, enabling carriers, retailers, banks, and telecoms to design, launch, and manage insurance products digitally. The platform covers the complete customer lifecycle -- from product configuration and digital onboarding through policy administration, claims processing, billing, and document management. It is positioned for embedded insurance use cases, allowing organizations without prior insurance expertise to bring products to market.

The platform is modular and delivered as SaaS, integrating via standardized APIs with third-party systems and multiple carrier licenses. Built on a web stack including ASP.NET and Vue.js with Nginx and cloud delivery via Amazon CloudFront, it supports non-life, life, and health insurance across DACH and Southeast Asia markets.

Founded in late 2018 in the Greater Zurich Area, the company counts TONI Digital and PostFinance among its first customer implementations. The PostFinance car insurance solution went live in March 2019 -- three months after founding -- demonstrating the platform's rapid deployment capability. The company is bootstrapped and self-funded. Search results from 2025-2026 reference additiv AG taking over Paladino's business to form "additiv insurance"; the company website remained active as of June 2026 with current service offerings.

## Products & services

### Insurance SaaS Platform

End-to-end modular platform for designing, launching, and operating insurance products. Enables organizations to configure new insurance products and bring them to market digitally within hours rather than the traditional two-to-three years.

**Key features:**

- Digital customer onboarding and self\-service processes
- Policy administration and customer lifecycle management
- Claims processing and back\-office automation
- Billing, reporting, and document management
- Multi\-carrier license support and third\-party product integration

*Target users:* Insurance carriers, retailers, banks, telecoms, and marketplaces deploying embedded insurance

### Business Engineering Services

Consulting and technical services supporting insurers in market analysis, solution architecture, business model development, and process optimization.

**Key features:**

- Strategic positioning and market environment analysis
- Solution\-oriented architecture design
- Technical and economic documentation
- Quality assurance and project management

*Target users:* Organizations entering insurance distribution or digitizing existing operations

### Insurance Operations Support

Regulatory compliance services, corporate support, and performance monitoring for ongoing insurance operations.

**Key features:**

- Regulatory compliance and corporate services
- Partner ecosystem coordination
- Centralized customer, policy, and claims management
- Performance monitoring and optimization

*Target users:* Insurance operations teams requiring centralized, automated process management

## Category & focus

- Subcategories: Policy Administration, Claims Management, Embedded Insurance, Customer Onboarding
- Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial, Health
- Target customers: Carriers, Brokers, Agents/Agencies

## Notable customers

- TONI Digital \(white\-label B2B2C insurance solutions\)
- PostFinance \(car insurance online, launched March 2019 via TONI Digital\)

## Links

- Website: <https://paladino-insurtech.com>
- Directory profile: <https://insurtechlist.com/companies/paladino-insurtech/>
- Careers: <https://paladino-insurtech.com/en/career.html>
- Linkedin: <https://www.linkedin.com/company/paladino-insurtech-ag>

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*Last updated: 2026\-06\-15*