# p1Runoff

> Insurance portfolio management software for run\-off, direct insurance, and reinsurance\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Bradenton, Florida, USA |
| Stage | Established |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

p1Runoff is an insurance portfolio management platform developed by HMR Group, serving carriers and run-off specialists that need to consolidate and administer complex books of business. The platform addresses direct insurance, reinsurance, and run-off portfolios, with support for multi-currency operations and multiple simultaneous books of business.

The company's flagship product, the P1 Insurance Management Platform, is a cloud-hosted application running on Microsoft Azure that centralizes claims data, contract management, and financial reporting into a single integrated system. It includes over 30 standard financial reports, legal invoice bill review, deductible recovery automation, and integration with the AM Best Insurance Company Master database. A companion module, P1 Life, handles life insurance policy administration with support for multi-country operations and all 50 US states. HMR Group's engineers hold CISSP, Cisco, and Microsoft certifications.

HMR Group positions itself as a specialist in legacy system replacement and run-off portfolio management for the insurance and reinsurance industry. Customers include Fosun, which migrated three legacy systems to the P1 run-off platform two months ahead of a six-month schedule, and Aylesbury Insurance, whose CEO -- a former Enstar Group CEO -- described P1 as one of the most comprehensive and fully-integrated systems he encountered in 30 years of industry experience.

## Products & services

### P1 Insurance Management Platform

Cloud-hosted policy and claims administration system for direct insurance, run-off, and reinsurance portfolios. Consolidates fragmented books of business into a single application with real-time access from any location.

**Key features:**

- Multi\-currency, multi\-book\-of\-business management
- 30\+ standard financial reports with business intelligence access
- Legal invoice bill review and deductible recovery automation
- AM Best Insurance Company Master Listing integration
- Customizable approval tiers and authorization levels
- Facultative and treaty reinsurance support
- Legacy data migration in as little as 90 days

*Target users:* Insurance carriers, run\-off specialists, reinsurers

### P1 Life Insurance Management

Dedicated module for life insurance portfolio administration, supporting multi-country operations and all 50 US states.

**Key features:**

- 30\+ online policy administration functions
- EFT and credit card premium processing with automatic bill collection
- Bilingual correspondence generation \(English and Spanish\)
- Policy conversion \(Term to Whole Life\), yearly renewal, and decreasing term options
- DocuRead imaging storage and retrieval
- Automatic policy quoting and rating across all 50 US states
- Multiple billing modes: monthly, quarterly, semi\-annual, annual

*Target users:* Life insurance carriers, run\-off specialists managing life portfolios

### Microsoft Azure Cloud Migration

Migration consulting and implementation for insurance companies moving from legacy or on-premise systems to Microsoft Azure. HMR holds Microsoft Certified status.

*Target users:* Insurance carriers with legacy on\-premise infrastructure

### Network Security and Infrastructure Design

Cisco-certified and CISSP-certified network security engineering covering all eight CISSP Common Body of Knowledge domains, including Software Development Security, Security and Risk Management, Asset Security, and Identity and Access Management.

*Target users:* Insurance carriers requiring network security assessments or infrastructure redesign

## Category & focus

- Subcategories: Policy Administration, Claims Management, Run\-Off Management, Reinsurance Administration
- Insurance verticals: P&C Commercial, Specialty/E&S, Reinsurance, Life & Annuity
- Target customers: Carriers, Reinsurers

## Notable customers

- Fosun \-\- migrated three legacy systems to P1 run\-off platform, completed two months ahead of a six\-month schedule
- Aylesbury Insurance \-\- CEO Karl J\. Wall \(former Enstar Group CEO\) provided public endorsement

## Links

- Website: <https://www.hmrgrp.com>
- Directory profile: <https://insurtechlist.com/companies/p1runoff/>
- P1 life: <https://www.hmrgrp.com/p1life.html>
- Linkedin: <https://www.linkedin.com/company/the-hmr-group>
- P1 platform: <https://www.hmrgrp.com/p1-insurance-management-application.html>

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*Last updated: 2026\-06\-04*