# Otonomi

> Next generation insurance for time\-critical freight

## At a glance

| Field | Value |
| --- | --- |
| Category | Parametric Insurance |
| Type | MGA |
| Region | NA |
| Headquarters | New York, NY |
| Founded | 2021 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Series A |

## Overview

Otonomi is a next-generation insurtech company providing parametric cargo delay insurance for global trade disruption. The company's blockchain-enabled platform transforms traditional cargo insurance through AI-powered underwriting, smart contract automation, and rapid claims settlement, addressing a $50 billion annual gap in supply chain disruption coverage.

Founded in 2021 by Yann Barbarroux, Otonomi recognized that traditional insurance policies historically excluded delays, making it impossible for shippers and logistics providers to protect against the financial impacts of cargo disruption. The company's parametric approach focuses on a single parameter - transit time delay - enabling transparent, objective claims resolution without manual intervention.

Operating as both a technology platform and a managing general agent (MGA), Otonomi enables insurance carriers and reinsurers to deploy customized parametric products efficiently. The platform generates cargo risk pricing in milliseconds and typically pays claims within 48 hours - 22x faster than the industry standard of 45 days.

## Products & services

### Freight Delay Protection

Parametric insurance for cargo delays across air, ocean, and ground transportation.

**Key features:**

- Instant cargo quotes in 0\.47 seconds via AI\-assisted underwriting
- Claims paid within 48 hours \(22x faster than industry standard\)
- Seamless API integration saving 249 hours annually
- Parametric claims mechanism with full transparency

*Target users:* Logistics Providers, Freight Forwarders, Manufacturers, Shippers

### Cargo\+

Supplemental coverage complementing existing open cargo policies.

**Key features:**

- Business interruption and delay coverage
- Digital quote, bind, and claims process
- Complements traditional cargo insurance
- Unlocks protection for previously uninsurable delays

*Target users:* Shippers with existing cargo policies, Risk Managers

## Category & focus

- Subcategories: Cargo Insurance, Supply Chain Risk, Blockchain Insurance
- Insurance verticals: Specialty, Marine & Cargo
- Target customers: Carriers, Reinsurers, MGAs, Logistics Providers, Freight Forwarders

## Notable customers

- Life sciences companies \(pharmaceuticals, vaccines, cold\-chain logistics\)
- Perishables shippers \(produce, flowers, seafood\)
- Aerospace & Aviation \(AOG, MRO operations\)
- Hi\-Tech manufacturers \(semiconductors, electronics\)
- Automotive \(parts, OEM, manufacturing lines\)
- Specialized Transportation \(fine arts, livestock, events\)

## Links

- Website: <https://www.otonomi.ai>
- Directory profile: <https://insurtechlist.com/companies/otonomi/>
- Blog: <https://otonomi.medium.com>
- Linkedin: <https://www.linkedin.com/company/otonomi>

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*Last updated: 2026\-03\-25*