# Orakle Weather

> Parametric weather insurance for outdoor activities and travel

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2023 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Seed |

## Overview

Orakle Weather is a specialty parametric insurance provider for travel operators, activity booking platforms, and tourism businesses seeking to protect customers against adverse weather. Founded in Paris in 2023 by Stella Jovet and Rym Ben Hassine, the company delivers embedded rain insurance that automatically compensates policyholders when precipitation at their activity location exceeds a defined threshold, without requiring manual claims submission.

The platform integrates directly into booking workflows via API, allowing travel and outdoor activity businesses to offer weather coverage at point of sale. Coverage triggers are powered by ECMWF's HRES forecasting model combined with on-ground weather station data and proprietary climatologist-developed algorithms, enabling automated payouts within one business day of a weather event. Orakle Weather operates as a licensed insurance broker registered with French regulator ORIAS (#24001801), with risk underwritten through Solucia SPJ.

As of 2026, the company has served over 10,000 insured customers and participates in the Techstars London Spring 2024 accelerator class. It is supported by BPI France and has raised a USD 120K seed round from Campus Fund, Super Capital, Paris&Co, and Techstars.

## Products & services

### Rain Insurance \(Parametric Coverage\)

A parametric weather insurance product that automatically reimburses up to 50% of activity or trip costs when rainfall at the specified location exceeds the insured threshold. No manual claim filing is required -- the system monitors conditions and triggers payment automatically within one business day.

**Key features:**

- Automated trigger based on precipitation data from ECMWF HRES model and weather stations
- Payout within 1 business day of qualifying weather event
- Coverage for rain, snow, and hail during vacations and outdoor activities
- Direct\-to\-consumer and B2B partner channels supported

*Target users:* Individual travelers, outdoor activity participants, and B2B booking platforms

### B2B Embedded Insurance API

A RESTful API integration layer enabling travel agencies, activity platforms, and tourism operators to embed weather insurance within their existing booking flows. Customers can purchase coverage without leaving the booking experience.

**Key features:**

- Seamless checkout integration via REST API
- Enterprise pro portal for managing B2B partner accounts
- No\-redirect insurance purchase within partner platforms
- Automatic claim processing removes operational burden from partners

*Target users:* Travel booking platforms, outdoor activity operators, tourism companies

## Category & focus

- Subcategories: Parametric Insurance, Embedded Insurance, Weather Risk
- Insurance verticals: Specialty/E&S
- Target customers: Brokers, Carriers, Consumers

## Notable customers

- Distribution through tourism and outdoor activity booking partners \(names not publicly disclosed\)

## Links

- Website: <https://orakleweather.com>
- Directory profile: <https://insurtechlist.com/companies/orakle-weather/>
- Linkedin: <https://fr.linkedin.com/company/orakleweather>

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*Last updated: 2026\-06\-08*