# oqio > Cloud\-based damage claims management for property insurance portfolios ## At a glance | Field | Value | | --- | --- | | Category | Claims Technology | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Munich, Bavaria, Germany | | Founded | 2018 | | Stage | Startup | | Employees | 11-50 | | Funding | Bootstrapped | ## Overview oqio is a claims technology platform for property insurers, insurance distributors, and property management companies, focused on P&C coverage in the German-speaking market. The platform digitizes damage claims management for real estate portfolios, replacing email chains and paper-based workflows with a centralized digital system. The platform handles the full damage claim lifecycle from initial report through resolution, covering perils such as fire, water, storm, hail, vandalism, glass breakage, and various liability coverages. Key platform metrics cited by the company include up to 80% reduction in claims processing time, 90% fewer follow-up inquiries, and a 6x improvement in staff productivity. A pay-per-use pricing model makes the platform accessible to smaller property managers alongside large enterprise accounts. Founded in 2018 by Dirk Jakob and operating from Munich, oqio has grown organically without external venture capital. The company serves insurance distributors, property management firms, and tradespeople, with enterprise accounts including representatives from ERGO Group and Allianz. The company has received recognition from the Munich Startup ecosystem including the Munich Impact Award. ## Products & services ### oqio Platform Core digital damage management system that centralizes property insurance claims workflows for real estate portfolios. Connects insurance distributors, property management companies, and tradespeople on a shared platform, replacing email-based coordination with structured digital processes. **Key features:** - Email\-to\-portal integration for automated damage intake - Real\-time damage tracking with full workflow visibility - Digital insurance policy and premium tracking with net/gross history - Damage category coverage: fire, water, storm, hail, vandalism, glass breakage, liability - Automated damage transfer via casavi partnership - Pay\-per\-use pricing model *Target users:* Insurance distributors, property management companies, contractors and tradespeople ### oqio analytiqs SaaS analytics module designed for managing large real estate portfolios. Enables portfolio-level monitoring of insured risks and damage patterns across residential and commercial properties. **Key features:** - Portfolio\-level damage analytics - Risk monitoring across building types - Property damage tracking and assessment tools *Target users:* Property managers with large\-scale portfolios, enterprise insurance buyers ### White Label Solution Customizable version of the oqio platform enabling partners to operate under their own brand. Designed for integration into existing partner systems and customer portals. **Key features:** - Full white\-label branding with logo and brand customization - Integration with partner systems and customer\-facing portals - Scalable for broker, insurer, and property management SaaS platforms *Target users:* Insurance brokers, insurers, property management SaaS platforms ## Category & focus - Subcategories: Claims Automation, Digital Claims Management, Property Claims - Insurance verticals: P&C Commercial, P&C Personal - Target customers: Carriers, Brokers, Agents/Agencies ## Notable customers - ERGO Group representatives - Allianz representatives - Property management companies - Insurance distributors ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-07\-02*