# Openkoda > Open\-source insurtech platform for building and scaling insurance applications ## At a glance | Field | Value | | --- | --- | | Category | Insurtech Infrastructure | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Wroclaw, Poland | | Founded | 2019 | | Stage | Startup | | Employees | 11-50 | | Funding | Bootstrapped | ## Overview Openkoda is an insurtech infrastructure platform for P&C carriers, MGAs, and insurtech startups that need to build and scale modern insurance applications. Based in Wroclaw, Poland, the company offers an open-source, low-code development platform built on Java and Spring Boot that covers the full insurance application stack -- from policy management and claims processing to embedded insurance and underwriting dashboards. The platform is available as an open-source Core Edition under the MIT license and a commercial Enterprise Edition with additional tooling and dedicated support. The platform provides pre-built templates, modular feature components, and a configurable workflow engine that reduce custom application development time by up to 60% compared to bespoke builds. Openkoda 2.0, released in October 2024, added Generative AI capabilities including a natural language Reporting AI feature that translates plain-text queries into SQL reports. Deployment options include Openkoda Managed Cloud, private cloud, and on-premises, with REST API auto-generation and server-side JavaScript for custom integrations. Founded in 2019 by Arkadiusz Drysch and Michal Glomba, who previously delivered systems for Santander, Barclays, PZU, Swiss Re, and Lloyd's, Openkoda operates as a bootstrapped company serving clients in the United Kingdom, United States, and Western Europe. The open-source GitHub repository has accumulated 1,000+ stars and the company has been covered by FinTech Global, Insurtech Insights, Insurance ERM, and European Business Review. ## Products & services ### Openkoda Core \(Open\-Source Edition\) Open-source insurtech application platform available under the MIT license on GitHub. Provides the foundational application layer for building custom insurance systems, including authentication, role-based access control, multitenancy, REST API auto-generation, a dashboard builder, and full audit trails. **Key features:** - Role\-based access control and advanced user management - Auto\-generated REST API with GraphQL and webhooks support - Multitenancy with configurable audit trail and event log *Target users:* Insurtech startups, carrier engineering teams, MGA technology teams ### Openkoda Enterprise Edition Commercial tier extending the Core platform with additional development tooling, enhanced dashboard customization, advanced multitenancy (separate schemas and databases per tenant), high-availability clustering, and dedicated support services. Deployed via Openkoda Managed Cloud or private/on-premises infrastructure. **Key features:** - Enhanced custom dashboard builder with drag\-and\-drop widgets - Advanced multitenancy with schema\-level data separation - High\-availability clustering for production deployments *Target users:* P&C carriers, established MGAs, enterprise insurtech teams ### Policy Management Module Pre-built module covering the full policy lifecycle from issuance through renewal and endorsements. Includes configurable business rules, workflow automation, and document generation. **Key features:** - Full lifecycle management from issuance to renewal - Configurable underwriting rules and business logic - Automated document generation \(PDF, Word, Excel\) *Target users:* P&C carriers, MGAs ### Claims Management Module Automated claims lifecycle engine with configurable workflows covering the full process from first notice of loss through settlement. **Key features:** - Pre\-built claims engine with configurable stages - First notice of loss \(FNOL\) intake and routing - Workflow automation and status tracking *Target users:* P&C carriers, TPAs ### Embedded Insurance Module API and UI component library for integrating insurance products into third-party digital customer journeys, supporting custom quote forms, policy issuance, and claims initiation from external digital products. **Key features:** - Embeddable quote and bind flows - Policy issuance and claims initiation via API - Customizable UI components for non\-insurance digital products *Target users:* Insurtech startups, digital distribution partners, carriers building embedded channels ### Reporting AI Natural language query interface powered by large language models. Users submit plain-text requests and the system auto-generates the corresponding SQL query, returning formatted reports with data visualization. **Key features:** - Natural language to SQL translation via LLMs - Automated report generation with chart visualization - Integrated with Openkoda's data layer \-\- no separate BI tool required *Target users:* Insurance business analysts, operations teams, underwriting managers ## Category & focus - Subcategories: Low\-code platforms, Core Administration, Policy Management, Claims Technology, Embedded Insurance - Insurance verticals: P&C Commercial, P&C Personal, Specialty/E&S - Target customers: Carriers, MGAs/MGUs ## Notable customers - Clients in the United Kingdom, United States, and Western Europe \(specific names not publicly disclosed\) ## Links - Website: - Directory profile: - Blog: - Github: - Linkedin: - Press/news: --- *Last updated: 2026\-06\-04*